109 Stone Ter, Central, SC 29630 Property Records

Pickens County property record for 109 Stone Ter, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,055 sqft · built 2002
Owner	Individual Name on Record
Last Sale	$179,510 (Jul 2016)
Tax Bill	$974 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4057-00-29-7029`

Property Details

APN / Parcel Number

Primary APN	`4057-00-29-7029`
Alternative APN	`R0011257`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,055 sqft Living Area
Basement Area	1,327 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Garage Type	Attached
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0011257
Old Parcel Number	4057 00 29 7029
Street Address	109 STONE TER
City	CENTRAL
State	SC
Zip	29630-8948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE TERRACE LOT 8 PLAT 33/28
Legal Subdivision	STONE TERRACE
Legal Block	29
Legal Lot Number	8
Jurisdiction	PICKENS SC
Township / Civil Division	SIX MILE
Census Block Group	1
Census Block	1010
Census Tract	10302

Owner

Source: Pickens County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	109 STONE TER, CENTRAL, SC 29630-8948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2016 · Amount on Record
Deed Sale	Jul 6, 2016 · Amount on Record
Deed Document Number	201610004
Deed Book / Page	1782 / 330
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	109 STONE TER, CENTRAL, SC 29630-8948
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 STONE TER, CENTRAL, SC 29630-8948

Mortgage

Document Number	0000004447
Date	Mar 31, 2023
Book Page	6301/276
Instrument	202304447

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	475 Months
Due	Oct 12, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	109 STONE TER, CENTRAL, SC 29630-8948
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004025
Date	Mar 4, 2021
Book Page	5847/267
Instrument	202104025

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$974.00 (+5.64%)	$8,830 (+14.97%) Land $780 Building $8,050	$307,100 (+59.95%) Land $27,200 Building $279,900
2024	$922.00 (+1.54%)	$7,680 (-) Land $680 Building $7,000	$192,000 (-) Land $17,000 Building $175,000
2023	$908.00 (-1.94%)	$7,680 (-) Land $680 Building $7,000	$192,000 (-) Land $17,000 Building $175,000
2022	$926.00	$7,680 Land $680 Building $7,000	$192,000 Land $17,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASLEY CENTRAL W/D #1 serves 3,283 people · EPA ID SC3920001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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