Mecklenburg County property record for 109 Steuben Dr, Huntersville, NC 28078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,788 sqft · built 1990 |
| Lot Size | 0.362 acres (15,809 sqft) |
| Owner | Individual Name on File |
| Last Sale | $292,000 (Mar 2020) |
| Tax Bill | $3,613 (2023) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-313-12 |
| Primary APN | 017-313-12 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,788 sqft Heated Area |
| Gross Area | 2,298 sqft |
| 1st Floor Area | 740 sqft |
| Upper Floors Area | 1,018 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 15,809 sqft (0.362 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 140 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 017-313-12 |
|---|---|
| Street Address | 109 STEUBEN DR |
| City | HUNTERSVILLE |
| State | NC |
| Zip | 28078-9313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L15 B1 M23-263 |
| Legal Subdivision | SHEPHERDS VINEYARD PH 04 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 15, HUNTERSVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 6309 |
109 Steuben Dr is owned and occupied by an individual who bought it in March 2020.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 STEUBEN DR, HUNTERSVILLE, NC 28078-9313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 20, 2020 | Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2020 · Amount on File |
| Deed Sale | Mar 20, 2020 · Amount on File |
| Prior Sale | Mar 24, 2016 |
| Deed Document Number | 0034387901 |
| Deed Book / Page | 34387 / 901 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 109 STEUBEN DR, HUNTERSVILLE, NC 28078-9313 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000115341 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 39993/287 |
| Instrument | 2025115341 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 9, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 109 STEUBEN DR, HUNTERSVILLE, NC 28078-9313 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000011873 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 36993/669 |
| Instrument | 2022011873 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 20, 2020 |
| Property Address | 109 STEUBEN DR, HUNTERSVILLE, NC 28078-9313 |
| Document Number | 0000039502 |
| Book / Page | 034387 / 000901 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 39502 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $584.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 STEUBEN DR HUNTERSVILLE NC 280789313, HUNTERSVILLE, NC 28078-9313 |
| Document Number | 39503 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 034387/000903 |
| Instrument | 39503 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 19, 2050 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Huntersville Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 109 Steuben Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Steuben Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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