109 Stetson St, Hyannis, MA 02601 Property Records

Barnstable County and Barnstable Town City property record for 109 Stetson St, Hyannis, MA 02601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1953
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2018)
Tax Bill	$4,748 (2025)
Deeds & Mortgages	Jun 2021 Refinance Mar 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HYAN M:306 L:061`

Property Details

APN / Parcel Number

Primary APN	`HYAN M:306 L:061`
Alternative APN	`213851`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,689 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	213851
Street Address	109 STETSON ST
City	HYANNIS
State	MA
Zip	02601-4488
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	61
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	4
Census Block	4012
Census Tract	12502

Owner

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 STETSON ST, HYANNIS, MA 02601-4488
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Mar 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GARDEN STATE HOME LOANS
Oct 27, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CAPE COD FIVE CENTS SAVINGS BANK
Jul 10, 2018	Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Prior Sale	Dec 30, 1997 · Amount on Record
Deed Book / Page	31393 / 107
Last Transfer Date	Jul 21, 2025
Transfer Doc	037088-229
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYANNIS MA
Property Address	109 STETSON ST, HYANNIS, MA 02601-4488
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034239-173
Date	Jun 25, 2021
Book Page	34239/173
Instrument	42626

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYANNIS MA
Property Address	109 STETSON ST, HYANNIS, MA 02601-4488
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034995-256
Date	Mar 24, 2022
Book Page	34995/256
Instrument	15234

Lender

Name	GARDEN STATE HOME LOANS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYANNIS MA
Property Address	109 STETSON ST, HYANNIS, MA 02601-4488
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036055-210
Date	Oct 27, 2023
Book Page	36055/210
Instrument	43174

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2033

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Jul 10, 2018
Property Address	109 STETSON ST, HYANNIS, MA 02601-4424
Document Number	31393-107
Book / Page	31393 / 107
Instrument	33205
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$36.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 STETSON ST, HYANNIS, MA 02601-4424

Mortgage

Document Number	313930109
Date	Jul 10, 2018
Instrument	31393/0109

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,748.00 (+2.88%)	$512,200 (+0.45%) Land $209,900 Building $302,300	$512,715
2024	$4,615.00 (+6.29%)	$509,900 (+12.39%) Land $209,900 Building $300,000
2023	$4,342.00	$453,700 Land $190,900 Building $262,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (1978–2020)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Apr 2020
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HYANNIS WATER SYSTEM, TOWN OF BARNSTABLE serves 35,000 people · EPA ID MA4020004
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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