109 Sterling Rd, Trumbull, CT 06611 Property Records

Trumbull Town property record for 109 Sterling Rd, Trumbull, CT 06611

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,562 sqft · built 1957
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Sep 2026)
Tax Bill	$10,726 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TRUM M:E-07 L:00052 U:000`

Property Details

APN / Parcel Number

Primary APN	`TRUM M:E-07 L:00052 U:000`
Alternative APNs	`M:E07 B:00052 L:000` `1187300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
Gross Area	3,516 sqft
1st Floor Area	1,562 sqft
Basement Area	1,562 sqft
Unfinished Basement	506 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1187300
Street Address	109 STERLING RD
City	TRUMBULL
State	CT
Zip	06611-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Lot Number	52
Jurisdiction	TRUMBULL CT
Township / Civil Division	TRUMBULL
Census Block Group	4
Census Block	4000
Census Tract	90200

Owner

109 Sterling Rd is owned by two individuals who bought it in September 2026.

Source: Trumbull Town records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 HEIGHTS RD, 324, DARIEN, CT 06820-4151
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit LOAN STORE INC
Sep 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Sep 24, 2026	Warranty Deed, Transfer · Line of Credit ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on File
Deed Sale	Sep 24, 2026 · Amount on File
Prior Sale	Nov 7, 2002 · Amount on File
Deed Document Number	20261062
Deed Book / Page	1975 / 726
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL CT
Property Address	109 STERLING RD, TRUMBULL, CT 06611-2303
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001961-50
Date	Jan 28, 2026
Book Page	1961/50
Instrument	6116950011

Lender

Name	LOAN STORE INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL CT
Property Address	109 STERLING RD, TRUMBULL, CT 06611-2303
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1870-290
Date	Sep 16, 2021
Book Page	1870/290
Instrument	5251980015

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL CT
Recording Date	Sep 24, 2026
Property Address	109 STERLING RD, TRUMBULL, CT 06611-2303
Document Number	0000001062
Book / Page	1975 / 726
Instrument	20261062
Transaction Type	Transfer
Record Updated	Oct 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Date	Sep 24, 2026

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Type Change Date	Oct 1, 2033
Index	Other
Margin	3
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 109 Sterling Rd was $10,726.

Source: Trumbull Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Trumbull Town
Unified School District	Trumbull School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,726.00	$291,900 Land $155,540 Building $136,360	$204,330 Land $108,878 Building $95,452
2024	$10,726.00
2022	$10,091.00	$291,900 Land $155,540 Building $136,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 Sterling Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Sterling Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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