109 Stephenson Dr, Smithfield, NC 27577 Property Records

Johnston County property record for 109 Stephenson Dr, Smithfield, NC 27577 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,704 sqft · built 2017
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$139,500 (May 2017)
Tax Bill	$1,920 (2023)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15K09155O`

Property Details

APN / Parcel Number

Primary APN	`15K09155O`
Alternative APN	`2000201067`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,704 sqft Living Area
1st Floor Area	702 sqft
2nd Floor Area	1,002 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000201067
Street Address	109 STEPHENSON DR
City	SMITHFIELD
State	NC
Zip	27577-9344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 132 OLD FARM ACRES SEC 6 61/236
Legal Subdivision	OLD FARM ACRES SUB SEC VI
Legal Lot Number	132
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2001
Census Tract	40904

Owner

Source: Johnston County records · APN 15K09155O

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 STEPHENSON DR, SMITHFIELD, NC 27577-9344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 09, 2021	Deed of Trust, Mortgage · Line of Credit STATE DEPARTMENT FCU
May 26, 2017	Grant Deed, Transfer CORNERSTONE HM LNDG
Jan 17, 2017	Warranty Deed, Transfer · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 26, 2017 · Amount on Record
Deed Sale	May 26, 2017 · Amount on Record
Prior Sale	Jan 17, 2017 · Amount on Record
Deed Document Number	0004964661
Deed Book / Page	4964 / 661
Record Updated	Jun 07, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	109 STEPHENSON DR, SMITHFIELD, NC 27577-9344
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 STEPHENSON DR, SMITHFIELD, NC 27577-9344

Mortgage

Document Number	0000001493
Date	Jan 16, 2026
Book Page	DEED7035/562
Instrument	2026001493

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Feb 01, 2066

Interest

Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	109 STEPHENSON DR, SMITHFIELD, NC 27577-9344
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000753685
Date	Jun 09, 2021
Book Page	5955/197
Instrument	2021753685

Lender

Name	STATE DEPARTMENT FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 09, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JOHNSTON NC
Recording Date	May 26, 2017
Property Address	109 STEPHENSON DR, SMITHFIELD, NC 27577-9344
Document Number	0000531470
Book / Page	004964 / 000661
Instrument Date	May 25, 2017
Instrument	531470
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	MERGE ESCROW LLC, ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 STEPHENSON DR SMITHFIELD NC 27577, SMITHFIELD, NC 27577

Mortgage

Document Number	531471
Date	May 26, 2017
Book Page	004964/000663
Instrument	531471

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jan 17, 2017
Property Address	109 STEPHENSON DR, SMITHFIELD, NC 27577-9344
Document Number	0000516655
Map Reference	PB 61 PG 236
Instrument Date	Oct 19, 2016
Instrument	2017516655
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount Recorded
Tax	$366.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7706 SIX FORKS RD # RD202, 7706, RALEIGH, NC 27615-5067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3300 BATTLEGROUND AVE STE 230, 230, GREENSBORO, NC 27410-2490
Investor	Possibly a Property Investor

Mortgage

Document Number	0000516656
Date	Jan 17, 2017
Instrument	2017516656

Lender

Name	REGIONS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Johnston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Smithfield Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,920.00	$152,430 Land $25,000 Building $127,430	$152,430 Land $25,000 Building $127,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Johnston County (37101C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371010409042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016, river or lake flooding, Hurricane Matthew

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fiber	5,000 / 5,000
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stephenson Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures