Okaloosa County property record for 109 Stephens Ln, Crestview, FL 32539 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,014 sqft Heated Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $130,000 (2019) |
| Tax Bill | $748.00 (2025) |
| Primary APN | C56-000-596-8798-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,014 sqft Heated Area |
| Gross Area | 1,414 sqft Gross Area |
| 1st Floor | 1,014 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 126 ft Width |
| Garage Type | Finished Garage |
| Garage Area | 400 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 109 STEPHENS LN |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8676 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM NE COR OF NW1/4 OF SE1/4 THC W1234.16 FT S 551.84 FT TO POB CONT S126.50 FT E345 FT N126.50 FT W345 FT TO POB AS OR |
| Legal Range | 23 |
| Legal Township | 04N |
| Legal Section | 26 |
| Legal Subdivision | HARVEST HILLS |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | CRESTVIEW |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 20303 |
Source: Okaloosa County records · APN C56-000-596-8798-8
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 109 STEPHENS LN, CRESTVIEW, FL 32539-8676 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 23, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MR COOPER |
| May 07, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 07, 2019 · Amount on Record |
| Deed Sale | May 07, 2019 · Amount on Record |
| Prior Sale | Aug 02, 2006 · Amount on Record |
| Deed Doc Number | 3276114 |
| Deed Book / Page | 3398 / 0046 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 109 STEPHENS LN, CRESTVIEW, FL 32539-8676 |
| Document Number | 0034412466 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 109 STEPHENS LN CRESTVIEW FL 325398676, CRESTVIEW, FL 32539-8676 |
| Document Number | 0034412466 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 003441/002466 |
| Instrument | 3334114 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 07, 2019 |
| Property Address | 109 STEPHENS LN, CRESTVIEW, FL 32539-8676 |
| Document Number | 0033980046 |
| Book / Page | 3398 / 0046 |
| Instrument Date | May 02, 2019 |
| Instrument | 3276114 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 427 MONTANA TRL, 427, BROWNS MILLS, NJ 08015-5703 |
| Name | Verified Name |
|---|---|
| Address | 109 STEPHENS LN, CRESTVIEW, FL 32539-8676 |
| Document Number | 0003276115 |
|---|---|
| Date | May 07, 2019 |
| Instrument | 3276115 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $748.00 (+8.56%) Homeowner's exemption | $101,839 (+5.99%) | $141,933 (+6.41%) Land $26,411 Building $115,522 |
| 2023 | $689.00 (+3.61%) Homeowner's exemption | $96,086 (+3%) | $133,378 (+8.36%) Land $22,439 Building $110,939 |
| 2022 | $665.00 Homeowner's exemption | $93,287 | $123,090 Land $20,971 Building $102,119 |
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