109 Steeplechase Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 109 Steeplechase Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,580 sqft · built 1988
Lot Size	0.185 acres (8,060 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Aug 2004)
Tax Bill	$5,782 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-0750-100-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0750-100-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,580 sqft Living Area
1st Floor Area	827 sqft
2nd Floor Area	753 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	H-Shape
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,060 sqft (0.185 acres)
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 STEEPLECHASE DR
City	FOLSOM
State	CA
Zip	95630-5426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	STEEPLECHASE, LOT 87
Legal Subdivision	STEEPLECHASE
Legal Lot Number	87
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2004
Census Tract	8403

Owner

109 Steeplechase Dr is owned and occupied by an individual who bought it in August 2004.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	109 STEEPLECHASE DR, FOLSOM, CA 95630-5426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
Aug 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2004 · Amount on File
Deed Sale	Aug 3, 2004 · Amount on File
Prior Sale	Apr 10, 2003 · Amount on File
Deed Book / Page	20040803 / 1335
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	109 STEEPLECHASE DR, FOLSOM, CA 95630-5426
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 STEEPLECHASE DR, FOLSOM, CA 95630-5426

Mortgage

Document Number	0000000331
Date	Sep 13, 2023
Instrument	202309130331

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2043

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	109 STEEPLECHASE DR, FOLSOM, CA 95630-5426
Document Number	2002280725
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 STEEPLECHASE DR FOLSOM CA 956305426, FOLSOM, CA 95630-5426

Mortgage

Document Number	2002280725
Date	Feb 28, 2020
Instrument	2002280725

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	109 STEEPLECHASE DR, FOLSOM, CA 95630-5426
Document Number	1908260975
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 STEEPLECHASE DR FOLSOM CA 956305426, FOLSOM, CA 95630-5426

Mortgage

Document Number	1908260975
Date	Aug 26, 2019
Instrument	1908260975

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 109 Steeplechase Dr was $5,782 with a homeowner's exemption, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$533,157 (+2%) Land $120,843 Building $412,314
2025	$5,782.00 (+2.07%) Homeowner's exemption	$522,704 Land $118,474 Building $404,230
2024	$5,665.00 (+1.78%)
2023	$5,566.00 (+4.47%) Homeowner's exemption	$502,408 Land $113,874 Building $388,534
2022	$5,328.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 109 Steeplechase Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 Steeplechase Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net, Verizon, Zeta Broadband.

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