St. Johns County property record for 109 Stansbury Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,282 sqft · built 2020 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $622,500 (Jul 2022) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026572-2090 |
| Primary APN | 026572-2090 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,282 sqft Living Area |
| Gross Area | 3,090 sqft |
| 1st Floor Area | 1,780 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 712 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Patio Area | 398 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 STANSBURY LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 98/22-51 SILVERLEAF VILLAGE LOT 209 OR5598/1835 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 32 |
| Legal Subdivision | SILVERLEAF VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 209 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20908 |
109 Stansbury Ln is owned and occupied by two individuals who bought it in July 2022.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 STANSBURY LN, SAINT AUGUSTINE, FL 32092-3248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND |
| Aug 4, 2022 | Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND |
| Nov 17, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on File |
| Deed Sale | Jul 18, 2022 · Amount on File |
| Deed Document Number | 202269789 |
| Deed Book / Page | 5598 / 1835 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 STANSBURY LN, SAINT AUGUSTINE, FL 32092-3248 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5200 WEHARDT CT, TARAWA TERRACE, NC 28543-1247 |
| Document Number | 0055981837 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 5598/1837 |
| Instrument | 2022069790 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 STANSBURY LN, SAINT AUGUSTINE, FL 32092-3248 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5200 WEHARDT CT, TARAWA TER, NC 28543-1247 |
| Document Number | 0056110316 |
|---|---|
| Date | Aug 4, 2022 |
| Book Page | 5611/316 |
| Instrument | 2022075991 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 17, 2020 |
| Property Address | 109 STANSBURY LN, SAINT AUGUSTINE, FL 32092-3248 |
| Document Number | 0051001242 |
| Book / Page | 5100 / 1242 |
| Map Reference | MB 98 PG 22-51 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 2020104040 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 20, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5303 WESCONNETT BLVD, JACKSONVILLE, FL 32210-7832 |
| Name | Verified Name |
|---|---|
| Address | 109 STANSBURY LN, SAINT AUGUSTINE, FL 32092-3248 |
| Document Number | 0051001244 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 5100/1244 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 109 Stansbury Ln was $334 with a veteran's exemption, up 31.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $456,998 (-3.01%) Land $95,000 Building $361,998 | $456,998 (-3.05%) Land $95,000 Building $361,998 | |
| 2025 | $334.00 (+31.5%) Disabled Person's exemption Veteran's exemption | $471,165 (+2.9%) | $471,379 (-9.67%) Land $107,000 Building $364,379 |
| 2024 | $254.00 Disabled Person's exemption Veteran's exemption | $457,886 (+3%) | $521,845 (+17.39%) Land $100,000 Building $421,845 |
| 2023 | $254.00 (-93.95%) Disabled Person's exemption Veteran's exemption | $444,550 (+27.31%) | $444,550 (+5.38%) Land $93,000 Building $351,550 |
| 2022 | $4,201.00 Homeowner's exemption | $349,183 | $421,853 Land $100,800 Building $321,053 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Stansbury Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 103 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Stansbury Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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