Lorain County property record for 109 Stanford Ave, Elyria, OH 44035 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,244 sqft · built 1900 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Sep 2022) |
| Tax Bill | $2,441 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-004-101-003 |
| Primary APN | 06-25-004-101-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,244 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 40 sqft |
| Patio Area | 100 sqft |
| Balcony Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 109 STANFORD AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E HTS 40 X 125 |
| Legal Subdivision | EASTERN HEIGHTS LAND COS 07 |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 331 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-004-101-003
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1414 E MAPLE RD, TROY, MI 48083-9935 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Sep 02, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| May 11, 2021 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2022 · Amount on Record |
| Deed Sale | Sep 02, 2022 · Amount on Record |
| Prior Sale | May 11, 2021 · Amount on Record |
| Deed Document Number | 2022890000 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 109 STANFORD AVE, ELYRIA, OH 44035-6009 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 109 STANFORD AVE, ELYRIA, OH 44035-6009 |
| Document Number | 0000077136 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 2025-0077136 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 02, 2022 |
| Property Address | 109 STANFORD AVE, ELYRIA, OH 44035-6009 |
| Document Number | 0000890000 |
| Map Reference | VOL 9 PG 29 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 2022-0890000 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1414 E MAPLE RD, TROY, MI 48083-9935 |
| Document Number | 0000890001 |
|---|---|
| Date | Sep 02, 2022 |
| Instrument | 2022-0890001 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 11, 2021 |
| Property Address | 109 STANFORD AVE, ELYRIA, OH 44035-6009 |
| Document Number | 20210817089 |
| Map Reference | MB 9 PG 29 |
| Instrument Date | May 10, 2021 |
| Instrument | 2021-0817089 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 STANFORD AVE, ELYRIA, OH 44035-6009 |
| Document Number | 20210817090 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-0817090 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,441.00 | $51,330 (+%) Land $6,000 Building $45,330 | $146,650 (-) Land $17,140 Building $129,510 |
| 2024 | $2,441.00 (+16.46%) | $51,328 (+34.47%) Land $5,999 Building $45,329 | $146,650 (+34.47%) Land $17,140 Building $129,510 |
| 2023 | $2,096.00 (+1.16%) | $38,172 (+0.01%) Land $6,143 Building $32,029 | $109,060 (-) Land $17,550 Building $91,510 |
| 2022 | $2,072.00 | $38,170 Land $6,140 Building $32,030 | |
| 2021 | $109,060 Land $17,550 Building $91,510 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930711001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Jul 1999, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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