109 Stagecoach Ave, Summerville, SC 29486 Property Records

Berkeley County property record for 109 Stagecoach Ave, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	2,677 sqft · built 2019
Lot Size	0.16 acres (7,004 sqft)
Owner	Individual Name on File
Last Sale	$290,135 (Aug 2019)
Tax Bill	$1,506 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`179-13-01-031`

Property Details

APN / Parcel Number

Primary APN	`179-13-01-031`
Alternative APN	`179-00-00-059`

Interior

Building Area	2,677 sqft Finished Area
1st Floor Area	1,717 sqft
2nd Floor Area	960 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,004 sqft (0.16 acres)
Garage Area	420 sqft
Porch	Patio
Porch Area	153 sqft

Location & Zoning

Street Address	109 STAGECOACH AVE
City	SUMMERVILLE
State	SC
Zip	29486-6970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LINDERA EXPANSION @ WILDCAT PH1LOT 31
Legal Subdivision	CANE BAY (LINDERA PRESERVE)
Legal Lot Number	31
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2031
Census Tract	20711

Owner

109 Stagecoach Ave is owned and occupied by an individual who bought it in August 2019.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	109 STAGECOACH AVE, SUMMERVILLE, SC 29486-6970
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Aug 29, 2019	Limited Warranty Deed, Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019 · Amount on File
Deed Sale	Aug 29, 2019 · Amount on File
Deed Document Number	201931241
Deed Book / Page	3120 / 390
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	109 STAGECOACH AVE, SUMMERVILLE, SC 29486-6970
Document Number	0000044639
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 STAGECOACH AVE SUMMERVILLE SC 294866970, SUMMERVILLE, SC 29486-6970

Mortgage

Document Number	0000044639
Date	Nov 10, 2020
Instrument	44639

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

August 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	Aug 29, 2019
Property Address	109 STAGECOACH AVE, SUMMERVILLE, SC 29486-6970
Document Number	03120/0390
Book / Page	3120 / 0390
Map Reference	MB Q PG 289&292H
Instrument Date	Aug 23, 2019
Instrument	2019031241
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,074.85
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 STAGECOACH AVE, SUMMERVILLE, SC 29486-6970

Mortgage

Document Number	2019031242
Date	Aug 29, 2019
Instrument	2019031242

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 109 Stagecoach Ave was $1,506 with a homeowner's exemption, up 3.9% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,750 (+2,4%) Land $85,210 Building $242,540	$423,100 (-) Land $110,000 Building $313,100
2025	$1,506.00 (+3.86%)	$13,110 (-) Land $3,408 Building $9,702	$423,100 (-) Land $110,000 Building $313,100
2024	$1,450.00 Homeowner's exemption	$13,110 Land $3,408 Building $9,702	$423,100 Land $110,000 Building $313,100
2022	$1,450.00 Homeowner's exemption	$11,400 Land $2,000 Building $9,400	$285,000 Land $50,000 Building $235,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Stagecoach Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 277 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	277 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Stagecoach Ave is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 70% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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