Somerset County property record for 109 Spruce Rd, Confluence, PA 15424
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,344 sqft · built 2004 |
| Lot Size | 0.501 acres (21,824 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,028 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | S25-003-038-000 |
| Primary APN | S25-003-038-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Rustic |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 21,824 sqft (0.501 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Water Source | Well |
| Account Number | 250002140 |
|---|---|
| Street Address | 109 SPRUCE RD |
| City | CONFLUENCE |
| State | PA |
| Zip | 15424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.501 A 1 1/2 STY FR CBN |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | LOWER TURKEYFOOT |
| Census Block Group | 1 |
| Census Block | 1132 |
| Census Tract | 21904 |
109 Spruce Rd, a single family home, is owned by an individual.
Source: Somerset County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 500 CRESTWOOD DR, IRWIN, PA 15642-2624 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 109 Spruce Rd was $1,028.
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| County Subdivision | Lower Turkeyfoot Township |
| Unified School District | Turkeyfoot Valley Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,028.00 | $21,180 | |
| 2024 | $997.00 (+3.85%) | $21,180 (-) | |
| 2023 | $960.00 | $21,180 | |
| 1998 | $42,350 Land $8,100 Building $34,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Spruce Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2015–2026) |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Spruce Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 79% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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