109 Spruce Ave, Greer, SC 29651 Property Records

Spartanburg County property record for 109 Spruce Ave, Greer, SC 29651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1992
Lot Size	0.32 acres (13,946 sqft)
Owner	2 Individual Names on File
Last Sale	$264,900 (Apr 2023)
Tax Bill	$2,701 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9-05-02-030.00`

Property Details

APN / Parcel Number

Primary APN	`9-05-02-030.00`
Alternative APNs	`6132-74-5128.25` `164437`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	1,756 sqft
1st Floor Area	1,312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,946 sqft (0.32 acres)
Lot Dimensions	179 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	286 sqft
Porch	Porch
Porch Area	78 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	164437
Street Address	109 SPRUCE AVE
City	GREER
State	SC
Zip	29651-4441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 MAPLEWOOD SUBDIVISION PB 72/834-839 PB 117-957
Legal Subdivision	MAPLEWOOD SUB
Legal Lot Number	85
Jurisdiction	SPARTANBURG SC
Township / Civil Division	GREER
Census Block Group	2
Census Block	2029
Census Tract	23202

Owner

109 Spruce Ave is owned and occupied by two individuals who bought it in April 2023.

Source: Spartanburg County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 SPRUCE AVE, GREER, SC 29651-4441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed, Transfer · FHA Mortgage FIRST RELIANCE BANK
Oct 5, 2021	Deed, Transfer
Aug 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on File
Deed Sale	Apr 13, 2023 · Amount on File
Prior Sale	Aug 30, 2021 · Amount on File
Deed Document Number	202314131
Deed Book / Page	141N / 772
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Apr 13, 2023
Property Address	109 SPRUCE AVE, GREER, SC 29651-4441
Document Number	0000014131
Book / Page	141-N / 772
Map Reference	MB 72 PG 834-839
Instrument Date	Apr 13, 2023
Instrument	2023-14131
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$689.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 SPRUCE AVE, GREER, SC 29651-4441

Mortgage

Document Number	0000014132
Date	Apr 13, 2023
Book Page	6561/616
Instrument	2023-14132

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	FLORENCE, SC 29501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Oct 5, 2021
Property Address	109 SPRUCE AVE, GREER, SC 29651-4441
Document Number	0000056243
Book / Page	134-B / 903
Map Reference	MB 72 PG 834
Instrument Date	Oct 1, 2021
Instrument	2021-56243
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 OLD GROVE RD, GREENVILLE, SC 29605-4714

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Aug 30, 2021
Property Address	109 SPRUCE AVE, GREER, SC 29651-4441
Document Number	0000048629
Book / Page	Q-133 / 304
Map Reference	MB 72 PG 834-839
Instrument Date	Aug 30, 2021
Instrument	2021-48629
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Amount	Amount on Record
Tax	$131.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 OLD GROVE RD, GREENVILLE, SC 29605-4714

Tax Assessment & Valuation

The 2025 property tax bill for 109 Spruce Ave was $2,701, down 1.4% from the year before.

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Greer City
Unified School District	Greenville County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,701.00 (-1.39%)	$10,592 Land $960 Building $9,632	$264,800 Land $24,000 Building $240,800
2024	$2,739.00 (+70.55%)
2023	$1,606.00	$6,105 Land $831 Building $5,274	$176,400 Land $24,000 Building $152,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Spruce Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1995–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Spruce Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREER CPW serves 54,024 people · EPA ID SC2310005
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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