109 Springfield Rd, Beaufort, SC 29907 Property Records

Beaufort County property record for 109 Springfield Rd, Beaufort, SC 29907

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,092 sqft · built 1995
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jul 2018)
Tax Bill	$1,214 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R20000500001070000`

Property Details

APN / Parcel Number

Primary APN	`R20000500001070000`
Alternative APN	`02667590`

Interior

Bedrooms	3 Beds
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1995
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	30,056 sqft (0.689 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	02667590
Old Parcel Number	R20000500001070000
Street Address	109 SPRINGFIELD RD
City	BEAUFORT
State	SC
Zip	29907-1872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4112
Legal Description	PEPPER HILL S/D LOT 13 LOT 21 SECT 22 1N1W PLAT IN DB803 P679
Legal Subdivision	PEPPERHILL S/D SPRINGFIELD S/D
Legal Lot Number	13,21
Jurisdiction	BEAUFORT SC
Township / Civil Division	ST. HELENA ISLAND
Census Block Group	1
Census Block	1000
Census Tract	902

Owner

109 Springfield Rd is owned and occupied by an individual who bought it in July 2018.

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	109 SPRINGFIELD RD, BEAUFORT, SC 29907-1872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 9, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 12, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 18, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2018	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Prior Sale	Nov 13, 2012 · Amount on File
Deed Document Number	2018040820
Deed Book / Page	3687 / 1414
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	109 SPRINGFIELD RD, BEAUFORT, SC 29907-1872
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SPRINGFIELD RD, BEAUFORT, SC 29907-1872

Mortgage

Document Number	0000042374
Date	Sep 17, 2025
Book Page	4466/620
Instrument	2025042374

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	109 SPRINGFIELD RD, BEAUFORT, SC 29907-1872
Transaction Type	Mortgage
Record Updated	Sep 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051222
Date	Sep 9, 2022
Book Page	4180/2625
Instrument	2022051222

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	109 SPRINGFIELD RD, BEAUFORT, SC 29907-1872
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044221
Date	Aug 12, 2020
Book Page	3895/3147
Instrument	2020044221

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	109 SPRINGFIELD RD, BEAUFORT, SC 29907-1872
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062611
Date	Nov 18, 2019
Book Page	3812/2745
Instrument	2019062611

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 27, 2018
Property Address	109 SPRINGFIELD RD, BEAUFORT, SC 29907-1872
Document Number	0000040820
Book / Page	3687 / 1414
Map Reference	MB 35 PG 19
Instrument Date	Jul 19, 2018
Instrument	2018040820
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 SPRINGFIELD RD, LADYS ISLAND, SC 29907-1872

Mortgage

Document Number	0000040821
Date	Jul 27, 2018
Instrument	2018040821

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,214.00	$8,050 (-33.95%)
2024	$1,214.00 (+2.97%)	$12,188 (-) Land $3,512 Building $8,676	$304,700 (-) Land $87,800 Building $216,900
2023	$1,179.00 (+6.6%)	$12,188 (+74.11%) Land $3,512 Building $8,676	$304,700 (+74.11%) Land $87,800 Building $216,900
2022	$1,106.00	$7,000 Land $800 Building $6,200	$175,000 Land $20,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Springfield Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 196 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	196 in force
Nearby Flood Claims	16 (1993–2024)
Claims Outside the SFHA	14 of 16
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Springfield Rd is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 62% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Xfinity.

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