109 Springfield Dr, Bainbridge, GA 39819 Property Records

Decatur County property record for 109 Springfield Dr, Bainbridge, GA 39819

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,677 sqft · built 2000
Lot Size	0.558 acres (24,313 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,800 (May 2021)
Tax Bill	$2,917 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B097D-038-000`

Property Details

APN / Parcel Number

Primary APN	`B097D-038-000`
Alternative APNs	`B097D00000038000` `17999`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,677 sqft Heated Area
1st Floor Area	1,677 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,313 sqft (0.558 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	196 sqft
Lean-To	168 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17999
Street Address	109 SPRINGFIELD DR
City	BAINBRIDGE
State	GA
Zip	39819-7885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	477 96 109 SPRINGFIELD DR
Legal Subdivision	BRIARHILL
Legal Lot Number	38
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	4
Census Block	4009
Census Tract	970600

Owner

Source: Decatur County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 SPRINGFIELD DR, BAINBRIDGE, GA 39819-7885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Closed-End Mortgage FAMILY BANK
May 4, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on Record
Deed Sale	May 4, 2021 · Amount on Record
Prior Sale	Feb 11, 2011 · Amount on Record
Deed Document Number	2021498
Deed Book / Page	477 / 96
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	109 SPRINGFIELD DR, BAINBRIDGE, GA 39819-7885
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SPRINGFIELD DR, BAINBRIDGE, GA 39819-7885

Mortgage

Document Number	0000000468/0000000708
Date	Dec 11, 2020
Book Page	0000000468/0000000708

Lender

Name	FAMILY BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	May 4, 2021
Property Address	109 SPRINGFIELD DR, BAINBRIDGE, GA 39819-7885
Document Number	477/96
Book / Page	477 / 96
Instrument Date	May 4, 2021
Instrument	2021-000498
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SPRINGFIELD DR, BAINBRIDGE, GA 39819-7885

Mortgage

Document Number	0000000477/0000000098
Date	May 5, 2021
Book Page	0000000477/0000000098

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,917.00 (+15.11%)	$90,528 (+10.16%) Land $8,000 Building $82,528	$226,319 (+10.16%) Land $20,000 Building $206,319
2023	$2,534.00 (+3.26%)	$82,176 Land $8,000 Building $74,176	$205,441 Land $20,000 Building $185,441
2022	$2,454.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 87 policies
Nearby Flood Policies	87 in force
Nearby Flood Claims	24 (1983–2018)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 3 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE serves 14,500 people · EPA ID GA0870001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bainbridge Fiber, Conexon Connect.

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