Teller County property record for 109 Spring Valley Cir, Divide, CO 80814
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,350 sqft · built 1990 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Jun 2023) |
| Tax Bill | $2,368 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3029.202070140 |
| Primary APN | 3029.202070140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Basement Area | 1,314 sqft |
| Finished Basement | 1,314 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 24 sqft |
| Patio Area | 544 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0013995 |
|---|---|
| Street Address | 109 SPRING VALLEY CIR |
| City | DIVIDE |
| State | CO |
| Zip | 80814-8612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L2 B4 SPRING VALLEY 2 |
| Legal Range | 69W |
| Legal Township | 12S |
| Legal Section | 20 |
| Legal Subdivision | SPRING VALLEY 1-10 |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | TELLER CO |
| Township / Civil Division | DIVIDE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10111 |
109 Spring Valley Cir is owned by an individual who bought it in June 2023.
Source: Teller County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 860 C RD, GLEN ELDER, KS 67446-9534 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2023 | Warranty Deed, Transfer · Commercial Mortgage GUARANTY STATE BANK & TRUST CO |
| Oct 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on File |
| Deed Sale | Jun 21, 2023 · Amount on File |
| Prior Sale | Feb 27, 2008 · Amount on File |
| Deed Document Number | 2023759551 |
| Prior Transfer Date | Jan 14, 2013 |
| Prior Transfer Doc | 0000659804 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TELLER CO |
| Recording Date | Jun 21, 2023 |
| Property Address | 109 SPRING VALLEY CIR, DIVIDE, CO 80814-8612 |
| Document Number | 0000759551 |
| Instrument Date | Jun 19, 2023 |
| Instrument | 759551 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 860 C RD, GLEN ELDER, KS 67446-9534 |
| Document Number | 0000759552 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 759552 |
| Name | GUARANTY STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TELLER CO |
| Recording Date | Oct 2, 2020 |
| Property Address | 109 SPRING VALLEY CIR, DIVIDE, CO 80814-8612 |
| Document Number | 0000730252 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 730252 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | EMPIRE TITLE COLORADO SPRING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 109 SPRING VALLEY CIR, DIVIDE, CO 80814-8612 |
| Document Number | 0000730254 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 730254 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 3-Month LIBOR |
| Max Rate | 7.87% |
The 2025 property tax bill for 109 Spring Valley Cir was $2,368, up 1.9% from the year before.
Source: Teller County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Teller County |
| Unified School District | Woodland Park School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,368.00 (+1.89%) | $35,900 (-3.96%) Land $3,265 Building $32,635 | |
| 2024 | $2,324.00 (+4.92%) | $37,380 (-) Land $3,201 Building $34,179 | $574,416 (-6.28%) Land $52,236 Building $522,180 |
| 2023 | $2,215.00 (+54.46%) | $37,380 (+46.02%) Land $3,200 Building $34,180 | $612,876 (+66.42%) Land $52,482 Building $560,394 |
| 2022 | $1,434.00 | $25,600 Land $2,900 Building $22,700 | $368,273 Land $41,674 Building $326,599 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Spring Valley Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Spring Valley Cir is extreme, ranking above 96% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 98.6% of Colorado |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
May also be available: Verizon, Vero Fiber.
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures