Cascade County property record for 109 Spring Tree Rd, Great Falls, MT 59404
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4 ba · 2,314 sqft · built 2008 |
| Lot Size | 1.04 acres (45,607 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,021 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | R613733 |
| Primary APN | R613733 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,314 sqft Living Area |
| 1st Floor Area | 2,314 sqft |
| Basement Area | 1,704 sqft |
| Finished Basement | 1,704 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,607 sqft (1.04 acres) |
| Terrain | Steep |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0002236855 |
|---|---|
| Street Address | 109 SPRING TREE RD |
| City | GREAT FALLS |
| State | MT |
| Zip | 59404-6510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SPRING TREE RIDGE PHASE NO 6, S33, T20 N, R03 E, BLOCK 006, LOT 003 |
| Legal Range | 03E |
| Legal Township | 20N |
| Legal Section | 33 |
| Legal Subdivision | SPRING TREE RIDGE PHASE NO 6 |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | GREAT FALLS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2302 |
Source: Cascade County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 SPRING TREE RD, GREAT FALLS, MT 59404-6510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2024 |
| Deed Sale | Jan 8, 2024 |
| Prior Sale | Oct 3, 2013 · Amount on Record |
| Deed Document Number | 2024451991 |
| Prior Transfer Date | Dec 18, 2023 |
| Prior Transfer Doc | 0000451991 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 109 SPRING TREE RD, GREAT FALLS, MT 59404-6510 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 109 SPRING TREE RD, GREAT FALLS, MT 59404-6510 |
| Document Number | 00R0454494 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | R0454494 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 15, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 109 SPRING TREE RD, GREAT FALLS, MT 59404-6510 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00R0408458 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | R0408458 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Feb 1, 2036 |
Source: Cascade County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Elementary School District | Great Falls Elementary School District (PK - 08) |
| Secondary School District | Great Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,021.00 (-12.5%) | $856,300 (+14.14%) | $856,300 (+14.14%) Land $104,204 Building $752,096 |
| 2023 | $5,738.00 | $750,200 | $750,200 Land $91,377 Building $658,823 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Konceptio Data Services Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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