109 Spring St, Toccoa, GA 30577 Property Records

Stephens County property record for 109 Spring St, Toccoa, GA 30577 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1983
Square Footage	1,834 sqft Heated Area
Lot Size	14,810 sqft (0.339 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$855.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`T20 011`
Alternative APN	`648750`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,834 sqft Heated Area
Basement Area	500 sqft Basement
Finished Basement	500 sqft Finished
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1983
Architectural Style	Ranch Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Carport Garage
Carport	Carport
Carport Area	216 sqft Carport

Exterior Amenities

Deck Area	240 sqft Deck
Patio Area	240 sqft Patio
Porch	Porch
Porch Area	110 sqft Porch
Topography	Gentle Slope Topography
Utility Building	80 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	648750
Street Address	109 SPRING ST
City	TOCCOA
State	GA
Zip	30577-3444
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 10
Legal Lot Number	10
Jurisdiction	STEPHENS GA
Minor Civil Division	TOCCOA
Census Blockgroup	4
Census Block	4055
Census Tract	970301

Owner

Source: Stephens County records · APN T20 011

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 W SPRING ST, TOCCOA, GA 30577-2815
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 09, 2023
Deed Sale	Apr 09, 2023
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$855.00 (+147.83%) Homeowner's exemption Senior Citizen's exemption	$65,016 (+66.19%) Land $1,504 Building $63,512	$162,541 (+66.19%) Land $3,760 Building $158,781
2023	$345.00 (-73.52%) Homeowner's exemption	$39,121 (+6.14%) Land $1,504 Building $37,617	$97,803 (+6.14%) Land $3,760 Building $94,043
2022	$1,303.00 Homeowner's exemption	$36,859 Land $1,504 Building $35,355	$92,147 Land $3,760 Building $88,387

Flood & Wildfire

109 Spring St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Stephens County (13257C), updated September 26, 2008

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.