109 Spring Dr, Fairhope, AL 36532 Property Records

Baldwin County property record for 109 Spring Dr, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,776 sqft · built 1973
Lot Size	0.278 acres (12,120 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (May 2022)
Tax Bill	$4,301 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-03-37-0-007-054`

Property Details

APN / Parcel Number

Primary APN	`46-03-37-0-007-054`
Alternative APNs	`394613` `004993` `39920`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,776 sqft Heated Area
1st Floor Area	1,440 sqft
Upper Floors Area	336 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,120 sqft (0.278 acres)
Lot Dimensions	100 ft deep x 121 ft wide
Utility Building	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	394613
Street Address	109 SPRING DR
City	FAIRHOPE
State	AL
Zip	36532-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	121.2' X 100' FAIRWOOD SUB 16 LOT 248 PB7 PG135 IN THE CITYOF FAIRHOPE GR SEC 37-T6S-R2E (WD - SURVIVORSHIP)
Legal Subdivision	FAIRWOOD
Legal Block	U-16
Legal Lot Number	248
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	2
Census Block	2044
Census Tract	11201

Owner

109 Spring Dr is owned by an individual who bought it in May 2022.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6038 WOODS CT, CUMMING, GA 30040-6281
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on File
Deed Sale	May 6, 2022 · Amount on File
Deed Document Number	20221997328
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	May 6, 2022
Property Address	109 SPRING DR, FAIRHOPE, AL 36532-2723
Document Number	0001997328
Map Reference	MB 8 PG 20
Instrument Date	May 5, 2022
Instrument	1997328
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0001997329
Date	May 6, 2022
Instrument	1997329

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 109 Spring Dr was $4,301, up 7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,301.00 (+6.99%)
2025	$4,020.00	$87,400 Land $44,000 Building $43,400	$442,400 Land $222,800 Building $219,600
2023	$3,610.00 (+21.59%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$78,480 (+21.56%)	$392,400 (+21.56%) Land $203,300 Building $189,100
2022	$2,969.00 (+11.03%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$64,560	$322,800 Land $174,000 Building $148,800
2021	$2,674.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Spring Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	15 (1978–2023)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2023
Claims by Event	Hurricane Katrina, Aug 2005 · 4 claims Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Spring Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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