109 Spinnaker Run Ct, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 109 Spinnaker Run Ct, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,271 sqft · built 1989
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$503,000 (Mar 2026)
Tax Bill	$2,894 (2026)
Deeds & Mortgages	Mar 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`23F-02-006`

Property Details

APN / Parcel Number

Primary APN	`23F-02-006`
Alternative APNs	`4502220500` `6510`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,271 sqft Living Area
1st Floor Area	2,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	109 SPINNAKER RUN CT
City	SMITHFIELD
State	VA
Zip	23430-5620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	L 6 WINTERBERRY PL W
Legal Subdivision	WINTERBERRY PLACE WEST/GATLING
Legal Lot Number	6
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3002
Census Tract	280104

Owner

109 Spinnaker Run Ct is owned and occupied by two individuals who bought it in March 2026.

Source: Isle Of Wight County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 SPINNAKER RUN CT, SMITHFIELD, VA 23430-5620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2026 · Amount on File
Deed Sale	Mar 12, 2026 · Amount on File
Prior Sale	Jun 28, 2021 · Amount on File
Deed Document Number	20261161
Record Updated	Oct 29, 2026

March 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ISLE OF WIGHT VA
Recording Date	Mar 12, 2026
Property Address	109 SPINNAKER RUN CT, SMITHFIELD, VA 23430-5620
Document Number	0260001161
Map Reference	MB 14 PG 3
Instrument Date	Mar 8, 2026
Instrument	260001161
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$503.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 SPINNAKER RUN CT, SMITHFIELD, VA 23430-5620

Tax Assessment & Valuation

The 2026 property tax bill for 109 Spinnaker Run Ct was $2,894, up 4.5% from the year before.

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,894.00 (+4.51%)	$357,300 (-) Land $85,000 Building $272,300	$357,300 (-) Land $85,000 Building $272,300
2025	$2,769.00	$357,300 Land $85,000 Building $272,300	$357,300 Land $85,000 Building $272,300
2023		$357,300 Land $85,000 Building $272,300	$357,300 Land $85,000 Building $272,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Spinnaker Run Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (1999–2009)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Spinnaker Run Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20