Onslow County property record for 109 Spain Dr, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,848 sqft · built 2006 |
| Lot Size | 0.328 acres (14,288 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Apr 2025) |
| Tax Bill | $1,358 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1308K-92 |
| Primary APN | 1308K-92 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,288 sqft (0.328 acres) |
| Lot Dimensions | 164 ft deep x 87 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 490019903 |
|---|---|
| Street Address | 109 SPAIN DR |
| City | HUBERT |
| State | NC |
| Zip | 28539-4574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L5 CREEKER TOWN SOUTH 2681/85 6/22/06 |
| Legal Subdivision | CREEKER TOWN SOUTH |
| Legal Lot Number | 5 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2803 |
Source: Onslow County assessment roll, as of August 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 SPAIN DR, HUBERT, NC 28539-4574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE MORTGAGE |
| Jun 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2025 · Amount on Record |
| Deed Sale | Apr 11, 2025 · Amount on Record |
| Prior Sale | Jun 30, 2021 · Amount on Record |
| Deed Book / Page | 6336 / 618 |
| Prior Transfer Date | Nov 26, 2024 |
| Prior Transfer Doc | 0062650530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jul 30, 2026 |
| Property Address | 109 SPAIN DR, HUBERT, NC 28539-4574 |
| Document Number | 6644000156 |
| Book / Page | 6644 / 156 |
| Instrument Date | Jul 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | MADISON SETTLEMENT SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 SPAIN DR, HUBERT, NC 28539-4574 |
| Document Number | 6644000156, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 6644/156 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jun 30, 2021 |
| Property Address | 109 SPAIN DR, HUBERT, NC 28539-4574 |
| Document Number | 0055030794 |
| Book / Page | 5503 / 794 |
| Map Reference | MB50PG1SLL-1099 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 SPAIN DR, 109, HUBERT, NC 28539-4574 |
| Name | Verified Name |
|---|---|
| Address | 109 SPAIN DR, HUBERT, NC 28539-4574 |
| Document Number | 0005503797 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 5503/797 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Onslow County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,358.00 | $207,391 (-) Land $45,000 Building $162,391 | $207,391 (-) Land $45,000 Building $162,391 |
| 2023 | $1,358.00 | $207,391 Land $45,000 Building $162,391 | $207,391 Land $45,000 Building $162,391 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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