Dutchess County and Poughkeepsie Town property record for 109 Spackenkill Rd, Poughkeepsie, NY 12603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft · built 1940 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Jul 2010) |
| Tax Bill | $11,176 (2025) |
| Deeds & Mortgages | May 2019 Loan Modification May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 134689-6160-02-507525-0000 |
| Primary APN | 134689-6160-02-507525-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 340 sqft |
| Finished Basement | 340 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Old Style |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 100,188 sqft (2.3 acres) |
| View / Lot | Suburban |
| Garage Type | Carport |
| Garage Area | 270 sqft |
| Carport | Carport |
| Carport Area | 270 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14507525 |
|---|---|
| Street Address | 109 SPACKENKILL RD |
| City | POUGHKEEPSIE |
| State | NY |
| Zip | 12603-5007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 2.3 AC. |
| Legal Block | 2 |
| Legal Lot Number | 507 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | POUGHKEEPSIE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 140400 |
Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 SPACKENKILL RD, POUGHKEEPSIE, NY 12603-5007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 13, 2019 | Loan Modification, Mortgage HUDSON VLY FCU |
| May 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HUDSON VLY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2010 · Amount on Record |
| Deed Sale | Jul 21, 2010 · Amount on Record |
| Deed Book / Page | 22010 / 3544 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 109 SPACKENKILL RD, POUGHKEEPSIE, NY 12603-5007 |
| Document Number | 0000002461 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | NORTH RIVER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 109 SPACKENKILL RD POUGHKEEPSIE NY 126035007, POUGHKEEPSIE, NY 12603-5007 |
| Document Number | 0000002461 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 2461 |
| Name | HUDSON VLY FCU |
|---|---|
| Address | POUGHKEEPSIE, NY 12603 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 19, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 109 SPACKENKILL RD, POUGHKEEPSIE, NY 12603-5007 |
| Document Number | 0000002460 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | NORTH RIVER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 109 SPACKENKILL RD POUGHKEEPSIE NY 126035007, POUGHKEEPSIE, NY 12603-5007 |
| Document Number | 0000002460 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 2460 |
| Name | HUDSON VLY FCU |
|---|---|
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2049 |
Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Poughkeepsie Town |
| Unified School District | Spackenkill Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,176.00 (+142.85%) | $355,500 (-) Land $106,300 Building $249,200 | $399,400 (+12.35%) |
| 2023 | $355,500 (+11.09%) Land $106,300 Building $249,200 | $355,500 (+11.09%) Land $106,300 Building $249,200 | |
| 2022 | $320,000 Land $96,600 Building $223,400 | $320,000 Land $96,600 Building $223,400 | |
| 2020 | $4,602.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812 |
|---|---|
| Water Source | Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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