Carter County property record for 109 Southgate Ct, Grayson, KY 41143 · Last verified April 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Architecture Style | Condo/Apartment |
| Square Footage | 1,200 sqft Living Area |
| Lot Size | 1,178 sqft (0.027 acres) |
| Garage | Attached, 364 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $164,000 (2024) |
| Tax Bill | $980.00 (2025) |
| Primary APN | 104-10-28-001.03 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,200 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Architectural Style | Condo/Apartment Style |
|---|---|
| Lot Area | 1,178 sqft (0.027 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 364 sqft Garage |
| Account Number | 35744 |
|---|---|
| Street Address | 109 SOUTHGATE CT |
| City | GRAYSON |
| State | KY |
| Zip | 41143-2114 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 3 SOUTHGATE CONDOMINIUMS |
| Legal Subdivision | SOUTHGATE CONDOMINIUMS |
| Legal Unit | 3 |
| Jurisdiction | CARTER KY |
| Minor Civil Division | GRAYSON |
| Census Blockgroup | 3 |
| Census Block | 3017 |
| Census Tract | 960500 |
Source: Carter County records · APN 104-10-28-001.03
Assessment roll updated April 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 SOUTHGATE CT, GRAYSON, KY 41143-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 04, 2014 | Deed of Trust, Mortgage FIRST NATIONAL BANK |
| Jan 11, 2010 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF GRAYSON |
| Oct 08, 2007 | Deed of Trust, Mortgage · Conventional Mortgage GMAC MORTGAGE LLC |
| Apr 09, 2008 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage GMAC MORTGAGE LLC |
| Nov 12, 2024 | Deed, Transfer · Line of Credit US BANK NA |
| Jul 19, 2022 | Warranty Deed, Transfer · Line of Credit THE COMMERCIAL BANK OF GRAYSON |
| Jun 11, 2021 | Deed, Transfer |
| May 16, 2018 | Deed, Transfer |
| Jun 16, 2017 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on Record |
| Deed Sale | Nov 12, 2024 · Amount on Record |
| Prior Sale | Jul 19, 2022 · Amount on Record |
| Deed Doc Number | 20241001997 |
| Deed Book / Page | 527 / 756 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 109 SOUTHGATE CT, GRAYSON, KY 41143-2114 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0OR333/159 |
|---|---|
| Date | Dec 04, 2014 |
| Book Page | OR333/159 |
| Instrument | 351602 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GRAYSON, KY 41143 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 01, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 109 SOUTHGATE CT, GRAYSON, KY 41143-2114 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0OR248/128 |
|---|---|
| Date | Jan 11, 2010 |
| Book Page | OR248/128 |
| Instrument | 325803 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Address | GRAYSON, KY 41143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 02, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 109 SOUTHGATE CT, GRAYSON, KY 41143-2114 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0OR203/475 |
|---|---|
| Date | Oct 08, 2007 |
| Book Page | OR203/475 |
| Instrument | 302149 |
| Name | GMAC MORTGAGE LLC |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 109 SOUTHGATE CT, GRAYSON, KY 41143-2114 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0OR214/848 |
|---|---|
| Date | Apr 09, 2008 |
| Book Page | OR214/848 |
| Instrument | 305308 |
| Name | GMAC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Nov 12, 2024 |
| Property Address | 109 SOUTHGATE CT, GRAYSON, KY 41143-2114 |
| Document Number | 000527/756 |
| Book / Page | 527 / 756 |
| Map Reference | MB 231 PG 759 |
| Instrument Date | Sep 26, 2024 |
| Instrument | 1001997 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2359 HUFFS RUN, GRAYSON, KY 41143-7760 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 109 SOUTHGATE CT, GRAYSON, KY 41143-2114 |
| Mail Care Of | SHEILA ANNETTE BINION AND RANDALL KEITH |
| Document Number | 000527/759 |
|---|---|
| Date | Nov 12, 2024 |
| Book Page | 527/759 |
| Instrument | 1001998 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 2800 TAMARACK RD, OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Jul 19, 2022 |
| Property Address | 109 SOUTHGATE CT, GRAYSON, KY 41143-2114 |
| Document Number | 000481/763 |
| Book / Page | 481 / 763 |
| Map Reference | MB 231 PG 759 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 552547 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 930 WILLIAMS ST, MAYSVILLE, KY 41056-1456 |
| Name | Verified Name |
|---|---|
| Address | 109 SOUTHGATE CT, GRAYSON, KY 41143-2114 |
| Document Number | 000481/767 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 481/767 |
| Instrument | 552548 |
| Name | THE COMMERCIAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | GRAYSON, KY 41143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Jun 11, 2021 |
| Property Address | 109 SOUTHGATE CT, GRAYSON, KY 41143-2114 |
| Document Number | 0OR456/255 |
| Book / Page | OR456 / 255 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 507406 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 198 CECIL AVE, OLIVE HILL, KY 41164-6931 |
| Name | Verified Name |
|---|---|
| Address | 109 SOUTHGATE CT # 3, 3, GRAYSON, KY 41143-2114 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | May 16, 2018 |
| Property Address | 109 SOUTHGATE CT, GRAYSON, KY 41143-2114 |
| Document Number | 0OR392/532 |
| Book / Page | OR392 / 532 |
| Map Reference | MB 95 PG 542 |
| Instrument Date | May 16, 2018 |
| Instrument | 384447 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 73 RIVERVIEW RD, GRAYSON, KY 41143-9537 |
| Name | Verified Name |
|---|---|
| Address | 109 SOUTHGATE CT, GRAYSON, KY 41143-2114 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Jun 16, 2017 |
| Property Address | 109 SOUTHGATE CT, GRAYSON, KY 41143-2114 |
| Document Number | 0OR376/550 |
| Book / Page | OR376 / 550 |
| Map Reference | DD 231 PG 759 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 380628 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 MAIN ST, GREENUP, KY 41144-1027 |
| Name | Verified Name |
|---|---|
| Address | 109 SOUTHGATE CT, GRAYSON, KY 41143-2114 |
Source: Carter County records · Assessment roll updated April 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Municipality | Grayson City |
| Unified School District | Carter County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $980.00 (+15.29%) | $164,000 (+13.1%) | $164,000 (+13.1%) |
| 2023 | $850.00 Homeowner's exemption | $145,000 | $145,000 |
109 Southgate Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carter County (21043C), updated June 2, 2011
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,556 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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