109 Solis Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 109 Solis Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,681 sqft · built 2019
Lot Size	0.241 acres (10,494 sqft)
Owner	Company Name on Record
Last Sale	$262,000 (Nov 2021)
Tax Bill	$3,246 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-16-689006-000020`

Property Details

APN / Parcel Number

Primary APN	`26-29-16-689006-000020`
Alternative APNs	`162926689006000020` `62926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,681 sqft Living Area
Gross Area	2,061 sqft
1st Floor Area	1,681 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,494 sqft (0.241 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Porch	Screened/Unfinished Porch
Porch Area	186 sqft

Location & Zoning

Street Address	109 SOLIS DR
City	WINTER HAVEN
State	FL
Zip	33880-5768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOLIS GARDENS PB 163 PGS 17-20 LOT 2
Legal Range	26E
Legal Township	29S
Legal Section	16
Legal Subdivision	SOLIS GARDENS
Legal Block	4
Legal Lot Number	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4044
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Nov 12, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 10, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC
Oct 2, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI FBC MTG
Jun 14, 2019	Loan Modification, Mortgage FIDELITY BK
Apr 22, 2019	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	2021296343
Deed Book / Page	11980 / 2019
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	109 SOLIS DR, WINTER HAVEN, FL 33880-5768
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	OS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 3RD AVE, NEW YORK, NY 10022-6225
Investor	Possibly a Property Investor

Mortgage

Document Number	0000160196
Date	Jun 13, 2022
Book Page	12293/521
Instrument	2022160196

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 12, 2021
Property Address	109 SOLIS DR, WINTER HAVEN, FL 33880-5768
Document Number	0000296343
Book / Page	11980 / 2019
Map Reference	MB 163 PG 17-20
Instrument Date	Nov 1, 2021
Instrument	2021296343
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,834.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 10, 2021
Property Address	109 SOLIS DR, WINTER HAVEN, FL 33880-5768
Document Number	0000236437
Book / Page	11886 / 1181
Map Reference	MB 163 PG 17-20
Instrument Date	Sep 7, 2021
Instrument	2021236437
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$1,799.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 SOLIS DR, 109, WINTER HAVEN, FL 33880-5768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 2, 2019
Property Address	109 SOLIS DR, WINTER HAVEN, FL 33880-5768
Document Number	0109931545
Book / Page	010993 / 001545
Instrument Date	Sep 30, 2019
Instrument	209254
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 16, 2019
Title Company	INSURED TITLE SERVICES, INSURED TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,502.98
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 SOLIS DR WINTER HAVEN FL 338805768, WINTER HAVEN, FL 33880-5768

Mortgage

Document Number	109931546
Date	Oct 2, 2019
Book Page	010993/001546
Instrument	209255

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	109 SOLIS DR, WINTER HAVEN, FL 33880-5768
Document Number	0108790548
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Mortgage

Document Number	0108790548
Date	Jun 19, 2019
Book Page	010879/000548
Instrument	126746

Lender

Name	FIDELITY BK
Type	Bank
Address	10611 DEERWOOD PARK BLVD, GREENBACKVILLE, VA 23356

Agreement

Amount	Amount Recorded

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 22, 2019
Property Address	109 SOLIS DR, WINTER HAVEN, FL 33880-5768
Document Number	0108151800
Book / Page	010815 / 001800
Instrument Date	Apr 18, 2019
Instrument	80334
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$259.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,538 (-5.46%) Land $44,000 Building $187,538	$231,538 (-5.46%) Land $44,000 Building $187,538
2025	$3,246.00 (-17.38%)	$244,915 (-3.93%) Land $44,000 Building $200,915	$244,915 (-3.93%) Land $44,000 Building $200,915
2023	$3,929.00 (+9.53%)	$254,942 (+14.78%) Land $42,000 Building $212,942	$254,942 (+14.78%) Land $42,000 Building $212,942
2022	$3,587.00	$222,110 Land $35,000 Building $187,110	$222,110 Land $35,000 Building $187,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	8 (2004–2022)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAHNETA WATER SYSTEM serves 4,500 people · EPA ID FL6531917
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

109 Solis Dr, Winter Haven, FL 33880 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2019: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Solis Dr

Nearby Streets

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