109 Smith St, Salinas, CA 93905 Property Records

Monterey County property record for 109 Smith St, Salinas, CA 93905

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,225 sqft · built 1939
Lot Size	0.135 acres (5,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,554 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`003-021-008-000`

Property Details

APN / Parcel Number

Primary APN	`003-021-008-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area
1st Floor Area	1,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	5,900 sqft (0.135 acres)
Garage Area	316 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	109 SMITH ST
City	SALINAS
State	CA
Zip	93905-2523
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ASSRS MAP OF NELLIE C SHERWOOD SUB 2 N 45 FT OF LOT 13 & 14 BLK 4
Legal Subdivision	SHERWOOD
Legal Block	4
Legal Lot Number	13,14
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2003
Census Tract	900

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 CROMWELL CIR, SALINAS, CA 93906-7289
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 19, 2021
Transfer Doc	0000029510
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 23, 2021
Property Address	109 SMITH ST, SALINAS, CA 93905-2523
Document Number	0000029510
Instrument Date	Apr 19, 2021
Instrument	2021029510
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 SMITH ST, SALINAS, CA 93905-2523

Mortgage

Document Number	0000029511
Date	Apr 23, 2021
Instrument	2021029511

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 30, 2017
Property Address	109 SMITH ST, SALINAS, CA 93905-2523
Document Number	0000060652
Instrument Date	Oct 10, 2017
Instrument	2017060652
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SMITH ST, SALINAS, CA 93905-2523

Mortgage

Document Number	0000060653
Date	Oct 30, 2017
Instrument	2017060653

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$375,464 (+2%) Land $189,986 Building $185,478
2025	$4,554.00 (+13.06%) Homeowner's exemption	$368,103 (+4.04%) Land $186,261 Building $181,842
2023	$4,028.00 (+3.89%) Homeowner's exemption	$353,811 Land $179,029 Building $174,782
2022	$3,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks.

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