109 Smith St, Mc Rae, AR 72102 Property Records

White County property record for 109 Smith St, Mc Rae, AR 72102

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,444 sqft · built 1946
Owner	Company Name on File
Last Sale	$35,000 (Jul 2023)
Tax Bill	$411 (2025)
Deeds & Mortgages	Jul 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`012-00072-000`

Property Details

APN / Parcel Number

Primary APN	`012-00072-000`
Alternative APN	`36935`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Porch	Open Porch
Porch Area	306 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 SMITH ST
City	MC RAE
State	AR
Zip	72102-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	---
Legal Subdivision	MCRAE ORIGINAL
Legal Block	10
Legal Lot Number	11,12
Jurisdiction	WHITE AR
Township / Civil Division	MCRAE
Census Block Group	2
Census Block	2071
Census Tract	71102

Owner

109 Smith St is owned by a company that bought it in July 2023.

Source: White County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1522 S 2ND ST, CABOT, AR 72023-3321
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2023 · Amount on File
Deed Sale	Jul 6, 2023 · Amount on File
Deed Document Number	202309523*
Deed Book / Page	2023 / 09523*
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Jul 6, 2023
Property Address	109 SMITH ST, MC RAE, AR 72102-9544
Document Number	DEED2023/9523
Book / Page	DEED 2023 / 9523
Instrument Date	Jun 30, 2023
Instrument	L202307670
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	COMMERCE TITLE AND CLOSING SERVICES, COMMERCE TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Tax	$115.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1522 S 2ND ST, CABOT, AR 72023-3321
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG2023/15354
Date	Jul 7, 2023
Book Page	MTG 2023/15354
Instrument	L202307766

Lender

Name	FIRST ARKANSAS BANK & TRUST
Type	Bank
Address	JACKSONVILLE, AR 72078

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 109 Smith St was $411.

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Municipality	McRae City
Unified School District	Beebe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$411.00	$8,994 Land $1,650 Building $7,344
2023	$386.00	$8,490 Land $1,650 Building $6,840	$44,970 Land $8,250 Building $36,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Smith St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MC RAE WATERWORKS serves 870 people · EPA ID AR0000589
Water Source	Purchased surface water from SE WHITE COUNTY WATER ASSOC
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: G5 Internet.

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