109 Smith Ct, Warner Robins, GA 31088 Property Records

Houston County property record for 109 Smith Ct, Warner Robins, GA 31088

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,204 sqft · built 1971
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$80,000 (Dec 2025)
Tax Bill	$1,265 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`W8-M-14`

Property Details

APN / Parcel Number

Primary APN	`W8-M-14`
Alternative APNs	`0W008M 014000` `6930`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,204 sqft Heated Area
1st Floor Area	1,204 sqft
Utility Area	60 sqft
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6930
Street Address	109 SMITH CT
City	WARNER ROBINS
State	GA
Zip	31088-5147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 5 SMITH COURT S/D 220/5TH
Legal Subdivision	SMITH COURT S/D
Legal Block	M
Legal Lot Number	5
Jurisdiction	HOUSTON GA
Township / Civil Division	WARNER ROBINS
Census Block Group	3
Census Block	3012
Census Tract	20700

Owner

Source: Houston County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	109 SMITH CT, WARNER ROBINS, GA 31088-5147
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL LENDER LLC
Nov 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Dec 12, 2025	Limited Warranty Deed, Transfer
Nov 30, 2022	Limited Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Nov 30, 2022 · Amount on Record
Deed Book / Page	10759 / 28
Prior Transfer Date	Feb 13, 1997
Prior Transfer Doc	1336000704
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Recording Date	Jul 31, 2026
Property Address	109 SMITH CT, WARNER ROBINS, GA 31088-5147
Document Number	1088000227
Book / Page	10884 / 227
Instrument Date	Jul 23, 2026
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	1088000227,
Date	Jul 31, 2026
Book Page	10884/227

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	109 SMITH CT, WARNER ROBINS, GA 31088-5147
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SMITH CT, WARNER ROBINS, GA 31088-5147

Mortgage

Document Number	0099260211
Date	Nov 30, 2022
Book Page	9926/211

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HOUSTON GA
Recording Date	Dec 12, 2025
Property Address	109 SMITH CT, WARNER ROBINS, GA 31088-5147
Document Number	0107590028
Book / Page	10759 / 28
Map Reference	MB 13 PG 306
Instrument Date	Dec 3, 2025
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HOUSTON GA
Recording Date	Nov 30, 2022
Property Address	109 SMITH CT, WARNER ROBINS, GA 31088-5147
Document Number	0099260187
Book / Page	9926 / 187
Map Reference	MB 13 PG 306
Instrument Date	Nov 28, 2022
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SMITH CT, WARNER ROBINS, GA 31088-5147

Mortgage

Document Number	0099260190
Date	Nov 30, 2022
Book Page	9926/190

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON GA
Recording Date	Mar 20, 2018
Property Address	109 SMITH CT, WARNER ROBINS, GA 31088-5147
Document Number	0077920311
Book / Page	007792 / 000311
Instrument Date	Mar 14, 2018
Transaction Type	Transfer
Record Updated	Apr 12, 2018

Transaction

Amount	Amount Recorded
Tax	$21.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1421 RAINIER FALLS DR NE ATLANTA GA 303294103, ATLANTA, GA 30329-4103

Tax Assessment & Valuation

Source: Houston County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Municipality	Warner Robins City
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,265.00 (+7.57%)	$43,440 (+20.8%) Land $6,000 Building $37,440	$108,600 (+20.8%) Land $15,000 Building $93,600
2024	$1,176.00 (+21.24%)	$35,960 (+22.15%) Land $3,280 Building $32,680	$89,900 (+22.15%) Land $8,200 Building $81,700
2023	$970.00 (+32.88%)	$29,440 (+32.85%) Land $3,280 Building $26,160	$73,600 (+32.85%) Land $8,200 Building $65,400
2022	$730.00	$22,160 Land $3,280 Building $18,880	$55,400 Land $8,200 Building $47,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARNER ROBINS serves 83,705 people · EPA ID GA1530007
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Windstream.

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