109 Smith Cir, Winona, MS 38967 Property Records

Montgomery County property record for 109 Smith Cir, Winona, MS 38967

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,237 sqft · built 1996
Owner	Individual Name on File
Tax Bill	$1,666 (2025)
Flood Zone	Zone X (minimal risk)
APN	`323 251810 0000000100`

Property Details

APN / Parcel Number

Primary APN	`323 251810 0000000100`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Building Area	1,237 sqft Adjusted Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle

Location & Zoning

Street Address	109 SMITH CIR
City	WINONA
State	MS
Zip	38967-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SIMS SUB
Legal Subdivision	SIMS SUB
Legal Lot Number	1
Jurisdiction	MONTGOMERY MS
Township / Civil Division	5
Census Block Group	3
Census Block	3000
Census Tract	950301

Owner

109 Smith Cir is owned by an individual who acquired it in January 2013.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	807 ESTATE CIR, WINONA, MS 38967-2715
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2013
Deed Sale	Jan 11, 2013
Deed Document Number	000A258171
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 109 Smith Cir was $1,666.

Source: Montgomery County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Montgomery County
Municipality	Winona City
Unified School District	Winona-Montgomery County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,666.00	$9,584 Land $525 Building $9,059	$63,896 Land $3,500 Building $60,396
2023	$1,692.00	$9,584 Land $525 Building $9,059	$63,896 Land $3,500 Building $60,396

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Smith Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Smith Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINONA serves 5,071 people · EPA ID MS0490010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20