109 Smith Ave, South Roxana, IL 62087 Property Records

Madison County property record for 109 Smith Ave, South Roxana, IL 62087

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 934 sqft · built 1930
Lot Size	0.143 acres (6,250 sqft)
Owner	Company Name on Record
Tax Bill	$1,341 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2019 Loan Modification + 2 more
APN	`18-2-14-02-07-201-012`

Property Details

APN / Parcel Number

Primary APN	`18-2-14-02-07-201-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	934 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	109 SMITH AVE
City	SOUTH ROXANA
State	IL
Zip	62087-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH H C FIRST ANNEX TO SOUTH ROXANA LOT 11 50X125
Legal Subdivision	H C SMITHS 1ST ANX
Legal Lot Number	11
Jurisdiction	MADISON IL
Township / Civil Division	CHOUTEAU
Census Block Group	1
Census Block	1008
Census Tract	401905

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5667 OLD ALTON EDWARDSVILLE RD, EDWARDSVILLE, IL 62025-7219
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit CONSTITUTION BANK
Dec 10, 2019	Loan Modification, Mortgage · Conventional with PMI FIRST NAT'L BK/STAUNTON
Dec 11, 2018	Loan Modification, Mortgage · Conventional Mortgage FIRST NAT'L BK/STAUNTON
Dec 7, 2017	Loan Modification, Mortgage FIRST NAT'L BK/STAUNTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 1, 2004
Transfer Doc	0000055133
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	109 SMITH AVE, SOUTH ROXANA, IL 62087-1536
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	PARAGON TITLE INSURANCE COMPANY, METRO TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006124
Date	Mar 2, 2026
Instrument	2026R06124

Lender

Name	CONSTITUTION BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	109 SMITH AVE, SOUTH ROXANA, IL 62087-1536
Document Number	0000002292
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SMITH AVE SOUTH ROXANA IL 620871536, SOUTH ROXANA, IL 62087-1536

Mortgage

Document Number	0000002292
Date	Jan 21, 2020
Instrument	2292

Lender

Name	FIRST NAT'L BK/STAUNTON
Type	Bank
Address	STAUNTON, IL 62088-0059

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	Jan 20, 2021

Interest

Rate	4.35%

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	109 SMITH AVE, SOUTH ROXANA, IL 62087-1536
Document Number	0000040403
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 E 4TH ST ALTON IL 620026518, ALTON, IL 62002-6518

Mortgage

Document Number	0000040403
Date	Dec 27, 2018
Instrument	40403

Lender

Name	FIRST NAT'L BK/STAUNTON
Type	Bank
Address	STAUNTON, IL 62088-0059

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 26, 2019

Interest

Rate	5.5%

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	109 SMITH AVE, SOUTH ROXANA, IL 62087-1536
Document Number	0000043930
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 E 4TH ST ALTON IL 620026518, ALTON, IL 62002-6518

Mortgage

Document Number	0000043930
Date	Dec 28, 2017
Instrument	43930

Lender

Name	FIRST NAT'L BK/STAUNTON
Type	Bank
Address	STAUNTON, IL 62088-0059

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 27, 2018

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Chouteau Township
Municipality	South Roxana Village
Unified School District	Roxana Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,341.00 (-5.89%)	$21,200 (+38.47%) Land $2,090 Building $19,110	$63,600 (+38.33%) Land $6,270 Building $57,330
2024	$1,425.00 (+13.1%)
2022	$1,260.00	$15,310 Land $1,510 Building $13,800	$45,976 Land $4,535 Building $41,441

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ROXANA serves 1,891 people · EPA ID IL1190970
Water Source	Purchased groundwater from ROXANA
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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