109 Smith Ave, Loretto, KY 40037 Property Records

Marion County property record for 109 Smith Ave, Loretto, KY 40037

Property Summary

Property Type	Single Family Home
Details	1,440 sqft · built 2006
Lot Size	0.83 acres (36,214 sqft)
Owner	Individual Name on Record
Last Sale	$106,560 (Jun 2018)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-008-64`

Property Details

APN / Parcel Number

Primary APN	`020-008-64`
Alternative APN	`79909`

Interior

Stories	1 Story
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,214 sqft (0.83 acres)
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	380 sqft

Location & Zoning

Account Number	79909
Street Address	109 SMITH AVE
City	LORETTO
State	KY
Zip	40037-8040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	109 SMITH AVE
Legal Subdivision	COUNTRY VIEW EST #2
Jurisdiction	MARION KY
Township / Civil Division	LORETTO
Census Block Group	1
Census Block	1007
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Loretto Historic District listed 2014 · 71 contributing resources · NRIS 12001202

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Marion County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 SMITH AVE, LORETTO, KY 40037-8040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Apr 16, 2013 · Amount on Record
Deed Book / Page	324 / 696
Record Updated	Sep 20, 2026

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION KY
Recording Date	Jun 5, 2018
Property Address	109 SMITH AVE, LORETTO, KY 40037-8040
Document Number	324/696
Book / Page	324 / 696
Map Reference	CAB 1 SL 120
Instrument Date	May 31, 2018
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	242 SAINT ROSE LEBANON RD, 242, SPRINGFIELD, KY 40069-9260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SMITH AVE, LORETTO, KY 40037-8040

Mortgage

Document Number	421438
Date	Jun 5, 2018
Instrument	421/438

Lender

Name	CENTRAL KENTUCKY AG CREDIT ASSN
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	288 Months
Due	Jun 5, 2042

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,144.00 (+16.02%)	$130,000 (+18.18%) Land $130,000	$130,000 (+18.18%) Land $130,000
2023	$986.00	$110,000 Land $110,000	$110,000 Land $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20

May also be available: T-Mobile.

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