Clay County property record for 109 Smart Rd, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 768 sqft · built 1940 |
| Lot Size | 7.07 acres (307,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Feb 2017) |
| Tax Bill | $281 (2026) |
| Deeds & Mortgages | Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 557004924719 |
| Primary APN | 557004924719 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Building Area | 768 sqft Heated Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 307,969 sqft (7.07 acres) |
| Account Number | 338302 |
|---|---|
| Street Address | 109 SMART RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF HWY 64 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HIAWASSEE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 950101 |
109 Smart Rd is owned by an individual who bought it in February 2017.
Source: Clay County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 143 SMART RD, HAYESVILLE, NC 28904-4308 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2017 · Amount on File |
| Deed Sale | Feb 23, 2017 · Amount on File |
| Deed Document Number | 2017396 |
| Deed Book / Page | 408 / 181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Feb 23, 2017 |
| Property Address | 109 SMART RD, HAYESVILLE, NC 28904-4308 |
| Document Number | 000408/181 |
| Book / Page | 408 / 181 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 2017000396 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8817 FALLSDALE DR, CHARLOTTE, NC 28214-1169 |
| Name | Verified Name |
|---|---|
| Address | 143 SMART RD, HAYESVILLE, NC 28904-4308 |
The 2026 property tax bill for 109 Smart Rd was $281, down 2.8% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281.00 (-2.77%) | $105,700 (+39.26%) Land $75,000 Building $30,700 | $105,700 (+39.26%) Land $75,000 Building $30,700 |
| 2025 | $289.00 | $75,900 Land $60,400 Building $15,500 | $75,900 Land $60,400 Building $15,500 |
| 2023 | $185.00 | $75,900 Land $60,400 Building $15,500 | $75,900 Land $60,400 Building $15,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Smart Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Smart Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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