109 Smart Ct, Clayton, NC 27520 Property Records

Johnston County property record for 109 Smart Ct, Clayton, NC 27520

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,166 sqft · built 2006
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$198,000 (May 2006)
Tax Bill$3,559 (2026)
Deeds & MortgagesMay 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN05H02202D

Property Details

APN / Parcel Number

Primary APN05H02202D
Alternative APN
  • 2000123203

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,166 sqft Living Area
Gross Area3,969 sqft
1st Floor Area952 sqft
Basement Area952 sqft
Unfinished Basement952 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area170 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2000123203
Street Address109 SMART CT
CityCLAYTON
StateNC
Zip27520-1849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal Description29 GEORGETOWNE 65/447-4481669
JurisdictionJOHNSTON NC
Township / Civil DivisionCLAYTON
Census Block Group3
Census Block3011
Census Tract41005

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 SMART CT, CLAYTON, NC 27520-1849
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2006 · Amount on Record
Deed SaleMay 23, 2006 · Amount on Record
Prior SaleAug 12, 2005 · Amount on Record
Deed Document Number2006130799
Deed Book / Page3126 / 231
Record UpdatedOct 29, 2026

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJOHNSTON NC
Property Address109 SMART CT, CLAYTON, NC 27520-1849
Document Number0000665343
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 SMART CT CLAYTON NC 275201849, CLAYTON, NC 27520-1849

Mortgage

Document Number0000665343
DateJun 25, 2020
Book Page005626/000134
Instrument665343
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueJun 24, 2060
Interest
Rate4.62%

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalityClayton Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,559.00 (+30.89%)$355,960 (+68.82%) Land $55,000 Building $300,960$355,960 (+68.82%) Land $55,000 Building $300,960
2023$2,719.00$210,850 Land $32,000 Building $178,850$210,850 Land $32,000 Building $178,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CLAYTON
serves 30,876 people · EPA ID NC0351020
Water SourcePurchased surface water from JOHNSTON CO-WEST
Last State InspectionMay 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smart Ct

Nearby Streets

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