109 Sinclair Rd, Summerville, SC 29483 Property Records

Dorchester County property record for 109 Sinclair Rd, Summerville, SC 29483

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,405 sqft · built 2021
Lot Size	1.92 acres (83,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Jan 2020)
Tax Bill	$3,640 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`128-00-00-038`

Property Details

APN / Parcel Number

Primary APN	`128-00-00-038`
Alternative APN	`R0009175`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,405 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	83,635 sqft (1.92 acres)
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Greenhouse	736 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0009175
Street Address	109 SINCLAIR RD
City	SUMMERVILLE
State	SC
Zip	29483-8382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1(M)(A)_
Legal Description	TRACT E4-A
Legal Subdivision	SUMMERSET ACRES
Legal Tract	E4-A
Legal Block	4-A
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	3
Census Block	3003
Census Tract	10501

Owner

Source: Dorchester County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 SINCLAIR RD, SUMMERVILLE, SC 29483-8382
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 3, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on Record
Deed Sale	Jan 3, 2020 · Amount on Record
Prior Sale	Dec 6, 2006 · Amount on Record
Deed Document Number	2020190
Deed Book / Page	12263 / 77
Prior Transfer Date	Dec 11, 2006
Prior Transfer Doc	0057690050
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	109 SINCLAIR RD, SUMMERVILLE, SC 29483-8382
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137610132
Date	Oct 27, 2021
Book Page	13761/132
Instrument	2021034979

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jan 3, 2020
Property Address	109 SINCLAIR RD, SUMMERVILLE, SC 29483-8382
Document Number	2263/0077
Book / Page	012263 / 000077
Instrument Date	Dec 16, 2019
Instrument	190
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	133 PECAN DR SUMMERVILLE SC 294835091, SUMMERVILLE, SC 29483-5091

Mortgage

Document Number	2263/0081
Date	Jan 3, 2020
Book Page	012263/000081
Instrument	191

Lender

Name	SOUTH CAROLINA FCU
Address	NORTH CHARLESTON, SC 29419-9012

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 2, 2025

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,640.00	$19,935 (+19.19%) Land $6,144 Building $13,791	$498,376 (+19.19%) Land $153,600 Building $344,776
2024	$3,640.00 (+11.28%)
2023	$3,271.00 (+15.71%)	$16,726 (+4.8%) Land $4,186 Building $12,540	$418,138 (+4.82%) Land $104,640 Building $313,498
2022	$2,827.00	$15,960 Land $4,190 Building $11,770	$398,923 Land $104,640 Building $294,283

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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