109 Sinclair Ave, Lanoka Harbor, NJ 08734 Property Records

Ocean County and Lacey Township property record for 109 Sinclair Ave, Lanoka Harbor, NJ 08734

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 1 ba · 1,592 sqft · built 1972
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,000 (Aug 1994)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`13-00862-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`13-00862-0000-00013`
Alternative APNs	`130086200013` `00055916`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,592 sqft Gross Area
1st Floor Area	1,592 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,451 sqft (0.194 acres)
Lot Dimensions	100 ft deep x 5 ft wide
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00055916
Street Address	109 SINCLAIR AVE
City	LANOKA HARBOR
State	NJ
Zip	08734-1838
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R-75
Legal Description	84.5 X 100 DISABLED VETERAN
Legal Subdivision	SEAVIEW MANOR
Legal Block	862
Legal Lot Number	13
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	3
Census Block	3004
Census Tract	732101

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1838
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 1994 · Amount on Record
Deed Sale	Aug 1, 1994 · Amount on Record
Deed Book / Page	5185 / 712
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	109 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1838
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180520625
Date	Sep 14, 2020
Book Page	18052/625
Instrument	2020101562

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$190,200 (-) Land $79,000 Building $111,200	$190,200 (-) Land $79,000 Building $111,200
2025	$190,200 (-) Land $79,000 Building $111,200	$190,200 (-) Land $79,000 Building $111,200
2023	$190,200 Land $79,000 Building $111,200	$190,200 Land $79,000 Building $111,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20