109 Simpson Ave, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 109 Simpson Ave, Ocean City, NJ 08226

Property Summary

Property Type	Single Family Home
Details	2,256 sqft · built 2021
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual Name on Record
Last Sale	$1,590,000 (Apr 2022)
Tax Bill	$12,808 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-00110-0000-00010-01`

Property Details

APN / Parcel Number

Primary APN	`08-00110-0000-00010-01`

Interior

Stories	3 Stories
Building Area	2,256 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	4,600 sqft (0.106 acres)
Lot Dimensions	115 ft deep x 40 ft wide
Garage Type	Attached

Location & Zoning

Street Address	109 SIMPSON AVE
City	OCEAN CITY
State	NJ
Zip	08226-4240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ADDITIONAL LOTS: OB110 L10; SUBDIV FILED 2/5/21
Legal Block	110
Legal Lot Number	10.1
Jurisdiction	CAPE MAY NJ
Township / Civil Division	OCEAN CITY
Census Block Group	2
Census Block	2021
Census Tract	20101

Owner

Source: Cape May County and Ocean City records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 SIMPSON AVE, OCEAN CITY, NJ 08226-4240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	202213976
Deed Book / Page	4052 / 273
Record Updated	Sep 20, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Apr 19, 2022
Property Address	109 SIMPSON AVE, OCEAN CITY, NJ 08226-4240
Document Number	0000013976
Book / Page	D4052 / 273
Instrument Date	Apr 15, 2022
Instrument	2022013976
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SIMPSON AVE, OCEAN CITY, NJ 08226-4240

Mortgage

Document Number	0000013977
Date	Apr 19, 2022
Instrument	2022013977

Lender

Name	REPUBLIC FIRST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Ocean City
Unified School District	Ocean City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,141,600 (-) Land $314,800 Building $826,800	$1,141,600 (-) Land $314,800 Building $826,800
2025		$1,141,600 (-) Land $314,800 Building $826,800	$1,141,600 (-) Land $314,800 Building $826,800
2024	$12,808.00 (+9.03%)
2023		$1,141,600 Land $314,800 Building $826,800	$1,141,600 Land $314,800 Building $826,800
2022	$11,747.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 233 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	740 units insured incl. 507 condo units
Nearby Flood Claims	610 (1978–2020)
Most Recent Claim	Jul 2020 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 312 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 100 claims Severe Coastal Storm, Jan 1992 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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