109 Silvermill Rd, Columbia, SC 29210 Property Records

Lexington County property record for 109 Silvermill Rd, Columbia, SC 29210

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,427 sqft · built 1988
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Aug 2005)
Tax Bill	$1,309 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002841-01-003`

Property Details

APN / Parcel Number

Primary APN	`002841-01-003`
Alternative APN	`0284101003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,427 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 SILVERMILL RD
City	COLUMBIA
State	SC
Zip	29210-4445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WHITEHALL SEC II LOT 3 BLK A PH I
Legal Subdivision	WHITEHALL SECTION II PHASE I
Legal Block	A
Legal Lot Number	3
Jurisdiction	LEXINGTON SC
Township / Civil Division	IRMO
Census Block Group	1
Census Block	1004
Census Tract	20511

Owner

109 Silvermill Rd is owned and occupied by an individual who bought it in August 2005.

Source: Lexington County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	109 SILVERMILL RD, COLUMBIA, SC 29210-4445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2005 · Amount on File
Deed Sale	Aug 24, 2005 · Amount on File
Deed Document Number	200545557
Deed Book / Page	10406 / 314
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Recording Date	Jun 29, 2026
Property Address	109 SILVERMILL RD, COLUMBIA, SC 29210-4445
Document Number	0000026597
Book / Page	21230 / 510
Instrument Date	Jun 24, 2026
Instrument	202626597
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SILVERMILL RD, COLUMBIA, SC 29210-4445

Mortgage

Document Number	0000026597,
Date	Jun 29, 2026
Book Page	21230/510
Instrument	202626597

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	109 SILVERMILL RD, COLUMBIA, SC 29210-4445
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2097204705
Date	Oct 20, 2021
Book Page	20972/4705
Instrument	2021056996

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 109 Silvermill Rd was $1,309, up 8% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,309.00 (+8%)	$7,909 (-) Land $1,600 Building $6,309
2024	$1,212.00 (+0.41%)	$7,909 (-) Land $1,600 Building $6,309	$197,733 (-) Land $40,000 Building $157,733
2023	$1,207.00	$7,909 Land $1,600 Building $6,309	$197,733 Land $40,000 Building $157,733

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Silvermill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Silvermill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

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