109 Siesta Ct, Aptos, CA 95003 Property Records

Santa Cruz County property record for 109 Siesta Ct, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1964
Lot Size	0.294 acres (12,807 sqft)
Owner	Individual Name on Record
Last Sale	$1,400,000 (May 2022)
Tax Bill	$17,290 (2025)
Deeds & Mortgages	Oct 2023 Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-402-11`

Property Details

APN / Parcel Number

Primary APN	`041-402-11`
Alternative APN	`041-402-11-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,242 sqft Living Area
Gross Area	1,682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	12,807 sqft (0.294 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic

Location & Zoning

Street Address	109 SIESTA CT
City	APTOS
State	CA
Zip	95003-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	ROLLING GREEN ESTATES SUB TR #290
Legal Lot Number	37
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2000
Census Tract	122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 SIESTA CT, APTOS, CA 95003-4023
Owner Type	Individual
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU
May 9, 2022	Grant Deed, Transfer STEWART TITLE OF CA INC
Nov 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Deed Document Number	202214671
Last Transfer Date	Oct 17, 2023
Transfer Doc	0000020496
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	109 SIESTA CT, APTOS, CA 95003-4023
Transaction Type	Mortgage
Record Updated	Nov 8, 2023
Title Company	CHICAGO TITLE-COC, CHICAGO TITLE COM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SIESTA CT, APTOS, CA 95003-4023

Mortgage

Document Number	0000020497
Date	Oct 24, 2023
Instrument	2023-0020497

Lender

Name	STAR ONE CU
Type	Credit Union
Address	94068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 9, 2022
Property Address	109 SIESTA CT, APTOS, CA 95003-4023
Document Number	0000014671
Map Reference	MB 37 PG 56
Instrument Date	Apr 5, 2022
Instrument	2022-0014671
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5534 N CASTLE HILL WAY, BOISE, ID 83703-3268
Investor	Possibly a Property Investor

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 3, 2017
Property Address	109 SIESTA CT, APTOS, CA 95003-4023
Document Number	0000037067
Instrument Date	Oct 30, 2017
Instrument	37067
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	109 SIESTA CT APTOS CA 950034023, APTOS, CA 95003-4023

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,515,405 (+2%) Land $1,136,554 Building $378,851
2025	$17,290.00 (+9.23%)	$1,485,691 (+4.04%) Land $1,114,268 Building $371,423
2023	$15,829.00 (+1,120.43%)	$1,428,000 Land $1,071,000 Building $357,000	$1,225,170
2022	$1,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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