109 Sidney Ct, Monroe, NC 28110 Property Records

Union County property record for 109 Sidney Ct, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,565 sqft · built 1998
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$373,000 (Nov 2023)
Tax Bill	$2,498 (2025)
Deeds & Mortgages	Nov 2023 Sale Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-093-235`

Property Details

APN / Parcel Number

Primary APN	`07-093-235`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,565 sqft Living Area
Gross Area	2,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 SIDNEY CT
City	MONROE
State	NC
Zip	28110-9384
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#27 MELROSE PLACE OPCE879
Legal Subdivision	MELROSE PLACE
Legal Lot Number	27
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2000
Census Tract	20307

Owner

Source: Union County records · APN 07-093-235

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 SIDNEY CT, MONROE, NC 28110-9384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Warranty Deed, Transfer
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 27, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	Jan 30, 2006 · Amount on Record
Deed Document Number	202327595
Deed Book / Page	8812 / 894
Record Updated	Jun 08, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 15, 2023
Property Address	109 SIDNEY CT, MONROE, NC 28110-9384
Document Number	0008812894
Book / Page	8812 / 894
Map Reference	CAB F FILE 879
Instrument Date	Nov 13, 2023
Instrument	27595
Transaction Type	Transfer
Record Updated	Dec 08, 2023

Transaction

Amount	Amount Recorded
Tax	$746.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2104 KATIE ALICE CIR, WAXHAW, NC 28173-0326

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 SIDNEY CT, MONROE, NC 28110-9384

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	109 SIDNEY CT, MONROE, NC 28110-9384
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008466212
Date	Apr 29, 2022
Book Page	8466/212
Instrument	15842

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	INDIAN TRAIL, NC 28079

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	109 SIDNEY CT, MONROE, NC 28110-9384
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8294173
Date	Oct 27, 2021
Book Page	8294/173
Instrument	51339

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2041

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	109 SIDNEY CT, MONROE, NC 28110-9384
Document Number	7227243
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 SIDNEY CT MONROE NC 281109384, MONROE, NC 28110-9384

Mortgage

Document Number	7227243
Date	Aug 31, 2018
Book Page	007227/000243
Instrument	24825

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,498.00 (+7.39%)	$373,000 (+36.03%) Land $72,300 Building $300,700	$373,000 (+36.03%) Land $72,300 Building $300,700
2023	$2,326.00	$274,200 Land $41,000 Building $233,200	$274,200 Land $41,000 Building $233,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 267 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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