109 Shoreham Ln, Williamsburg, VA 23185 Property Records

York County property record for 109 Shoreham Ln, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,377 sqft · built 1976
Lot Size	0.555 acres (24,176 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Feb 2024)
Tax Bill	$3,371 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Dec 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`G15D-2966-1001`

Property Details

APN / Parcel Number

Primary APN	`G15D-2966-1001`
Alternative APNs	`10001473` `1559`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,377 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	24,176 sqft (0.555 acres)
Garage Type	Attached
Garage Area	535 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	207 sqft
Deck Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	10001473
Street Address	109 SHOREHAM LN
City	WILLIAMSBURG
State	VA
Zip	23185-4932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL RESI
Legal Description	QUEENS LAKE SEC EL PT 1 LOT 2
Legal Subdivision	QUEENS LAKE
Legal Lot Number	2
Jurisdiction	YORK VA
Township / Civil Division	1
Census Block Group	1
Census Block	1003
Census Tract	51100

Owner

Source: York County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 SHOREHAM LN, WILLIAMSBURG, VA 23185-4932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 23, 2016	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Deed Document Number	20242190
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK VA
Recording Date	Feb 20, 2024
Property Address	109 SHOREHAM LN, WILLIAMSBURG, VA 23185-4932
Document Number	0000002190
Instrument Date	Feb 9, 2024
Instrument	240002190
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SHOREHAM LN, WILLIAMSBURG, VA 23185-4932

Mortgage

Document Number	0000002191
Date	Feb 20, 2024
Instrument	240002191

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2054

Interest

Rate Type	Fixed Rate

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YORK VA
Property Address	109 SHOREHAM LN, WILLIAMSBURG, VA 23185-4932
Document Number	0000000175
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SHOREHAM LN WILLIAMSBURG VA 231854932, WILLIAMSBURG, VA 23185-4932

Mortgage

Document Number	0000000175
Date	Jan 5, 2017
Instrument	175

Lender

Name	SUNTRUST BK
Type	Bank
Address	NORTH CHESTERFIELD, VA 23224

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	York County
Unified School District	York County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,200 (+9.06%) Land $145,400 Building $286,800
2025	$3,371.00 (+10.49%)		$432,200 (+9.06%) Land $145,400 Building $286,800
2023	$3,051.00	$396,300 Land $129,200 Building $267,100	$396,300 Land $129,200 Building $267,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUEENS LAKE SYSTEM private · serves 1,375 people · EPA ID VA3199700
Water Source	Purchased surface water from CITY OF NEWPORT NEWS
Last State Inspection	Aug 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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