Pinellas County property record for 109 Shore Dr, Dunedin, FL 34698
| Property Type | Residential Vacant Land |
|---|---|
| Details | 4 bd · 3 ba · 3,321 sqft · built 1955 |
| Lot Size | 0.74 acres (32,213 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,000,000 (Jul 2021) |
| Tax Bill | $22,785 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jul 2021 Sale + 2 more |
| Flood Zone | Zone VE (high risk) |
| APN | C62-000-742-3136-6 |
| Primary APN | C62-000-742-3136-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,321 sqft Living Area |
| Gross Area | 4,500 sqft |
| 1st Floor Area | 3,321 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 32,213 sqft (0.74 acres) |
| Lot Dimensions | 152 ft deep x 100 ft wide |
| View / Lot | Intracoastal |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 794 sqft |
| Deck Area | 450 sqft |
| Patio Area | 450 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R235663 |
|---|---|
| Street Address | 109 SHORE DR |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-2545 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | DUNEDIN SHORES SUB BLK 3, LOTS 8 AND 8A |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 22 |
| Legal Subdivision | DUNEDIN SHORES SUB |
| Legal Tract | 23562 |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 27106 |
109 Shore Dr, residential vacant land, is owned and occupied by two individuals who acquired it in March 2023.
Source: Pinellas County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 SHORE DR, DUNEDIN, FL 34698-2545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 20, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Jul 20, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Jun 28, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2021 · Amount on File |
| Deed Sale | Jul 20, 2021 · Amount on File |
| Deed Document Number | 2021237360 |
| Deed Book / Page | 21634 / 69 |
| Last Transfer Date | Mar 1, 2023 |
| Transfer Doc | 0223682540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 8, 2023 |
| Property Address | 109 SHORE DR, DUNEDIN, FL 34698-2545 |
| Document Number | 0223682540 |
| Book / Page | 22368 / 2540 |
| Map Reference | MB 27 PG 53 |
| Instrument Date | Mar 1, 2023 |
| Instrument | 2023061088 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 SHORE DR, DUNEDIN, FL 34698-2545 |
| Name | Verified Name |
|---|---|
| Address | 109 SHORE DR, DUNEDIN, FL 34698-2545 |
| Document Number | 0223682542 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 22368/2542 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.55% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 20, 2021 |
| Property Address | 109 SHORE DR, DUNEDIN, FL 34698-2545 |
| Document Number | 0216340069 |
| Book / Page | 21634 / 69 |
| Map Reference | MB 27 PG 53 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021237360 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $14,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 SHORE DR, DUNEDIN, FL 34698-2545 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 20, 2021 |
| Property Address | 109 SHORE DR, DUNEDIN, FL 34698-2545 |
| Document Number | 0216340071 |
| Book / Page | 21634 / 71 |
| Map Reference | MB 27 PG 53 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021237361 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1550 KAEVEIEDR DR, 1550, NEW PORT RICHEY, FL 34654 |
| Name | Verified Name |
|---|---|
| Address | 109 SHORE DR, DUNEDIN, FL 34698-2545 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 109 SHORE DR, DUNEDIN, FL 34698-2545 |
| Document Number | 0201140029 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2018 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 109 SHORE DR DUNEDIN FL 346982545, DUNEDIN, FL 34698-2545 |
| Document Number | 0201140029 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 020114/000029 |
| Instrument | 210174 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 2, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 109 Shore Dr was $22,785 with a homeowner's exemption, down 37.3% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,785.00 (-37.28%) Homeowner's exemption | $1,336,036 | $1,605,409 Land $1,352,268 Building $253,141 |
| 2024 | $36,326.00 (+12.83%) | ||
| 2023 | $32,194.00 (-4.92%) | $1,836,964 (-4.29%) | $1,836,964 (-4.29%) Land $1,385,643 Building $451,321 |
| 2022 | $33,860.00 | $1,919,331 | $1,919,331 Land $1,535,177 Building $384,154 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Shore Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,072 units insured incl. 741 condo units |
| Nearby Flood Claims | 417 (1988–2024) |
| Claims Outside the SFHA | 7 of 417 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 Shore Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures