Onslow County property record for 109 Shell Ln, Jacksonville, NC 28546 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,586 sqft · built 2001 |
| Lot Size | 0.349 acres (15,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,000 (Dec 2020) |
| Tax Bill | $2,489 (2023) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 352I-109 |
| Primary APN | 352I-109 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,586 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 15,216 sqft (0.349 acres) |
| Lot Dimensions | 179 ft deep x 85 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 468206000 |
|---|---|
| Old Parcel Number | 352I 109, |
| Street Address | 109 SHELL LN |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28546-7942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L13 PEBBLE CROSSING S/F 351 8,16 INDIAN WELLS INC |
| Legal Subdivision | PEBBLE CROSSING AT |
| Legal Lot Number | 13 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 2201 |
Source: Onslow County records · APN 352I-109
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 109 SHELL LN, JACKSONVILLE, NC 28546-7942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Dec 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on Record |
| Deed Sale | Dec 22, 2020 · Amount on Record |
| Prior Sale | May 21, 2014 · Amount on Record |
| Deed Document Number | 0005344506 |
| Deed Book / Page | 5344 / 506 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 109 SHELL LN, JACKSONVILLE, NC 28546-7942 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0051660146 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 5166/146 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 22, 2020 |
| Property Address | 109 SHELL LN, JACKSONVILLE, NC 28546-7942 |
| Document Number | 0053440506 |
| Book / Page | 5344 / 506 |
| Map Reference | MB 38 PG 194 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 SHELL LN, JACKSONVILLE, NC 28546-7942 |
| Document Number | 0005344510 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 5344/510 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Index | 6-Month T-Bill |
|---|
Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Jacksonville City |
| Unified School District | Onslow County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,489.00 | $198,340 Land $30,000 Building $168,340 | $198,340 Land $30,000 Building $168,340 |
Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330022011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 46 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 6 (1999–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2018, tidal / storm surge, Hurricane Florence |
| Claims By Storm |
|
| Wildfire Risk | Low above 3% of the US · above 2% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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