Cumberland County and Millville City property record for 109 Sharp St N, Millville, NJ 08332
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,039 sqft · built 1968 |
| Lot Size | 0.811 acres (35,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,000 (Apr 2020) |
| Tax Bill | $8,834 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00277-0000-00003 |
| Primary APN | 10-00277-0000-00003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,039 sqft Living Area |
| 1st Floor Area | 2,039 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Construction Type | Frame |
| Lot Area | 35,336 sqft (0.811 acres) |
| Lot Dimensions | 265 ft deep x 151 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 1000101200009M |
|---|---|
| Street Address | 109 SHARP ST N |
| City | MILLVILLE |
| State | NJ |
| Zip | 08332-2842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: 6 |
| Legal Block | 277 |
| Legal Lot Number | 3 |
| Jurisdiction | CUMBERLAND NJ |
| Township / Civil Division | MILLVILLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30402 |
109 Sharp St N is owned and occupied by two individuals who bought it in April 2020.
Source: Cumberland County and Millville City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 SHARP ST N, MILLVILLE, NJ 08332-2842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 24, 2020 | Deed, Transfer · FHA Mortgage NATION ONE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2020 · Amount on File |
| Deed Sale | Apr 24, 2020 · Amount on File |
| Prior Sale | Dec 3, 1998 · Amount on File |
| Deed Document Number | 2020597451 |
| Deed Book / Page | 4193 / 2154 |
| Prior Transfer Date | Oct 30, 2009 |
| Prior Transfer Doc | 0000355323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | Jul 13, 2026 |
| Property Address | 109 SHARP ST N, MILLVILLE, NJ 08332-2842 |
| Document Number | 0000742800 |
| Book / Page | 4287 / 9310 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 2026742800 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 109 SHARP ST N, MILLVILLE, NJ 08332-2842 |
| Document Number | 0000742800, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 4287/9310 |
| Instrument | 2026742800 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | Apr 24, 2020 |
| Property Address | 109 SHARP ST N, MILLVILLE, NJ 08332-2842 |
| Document Number | 0000597451 |
| Book / Page | 4193 / 2154 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 597451 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 SHARP ST, MILLVILLE CITY, NJ |
| Document Number | 0000597452 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 597452 |
| Name | NATION ONE MORTGAGE |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 109 Sharp St N was $8,834, up 3.3% from the year before.
Source: Cumberland County and Millville City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cumberland County |
| Municipality | Millville City |
| Unified School District | Millville City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,800 (-) Land $42,500 Building $175,300 | $217,800 (-) Land $42,500 Building $175,300 | |
| 2025 | $8,834.00 (+3.35%) | $217,800 Land $42,500 Building $175,300 | $217,800 Land $42,500 Building $175,300 |
| 2024 | $8,548.00 | ||
| 2023 | $217,800 Land $42,500 Building $175,300 | $217,800 Land $42,500 Building $175,300 | |
| 2022 | $8,256.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Sharp St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Sharp St N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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