109 Sharp Point Ct, Bowling Green, KY 42103 Property Records

Warren County property record for 109 Sharp Point Ct, Bowling Green, KY 42103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,267 sqft · built 2015
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Tax Bill	$2,928 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052B-07-064`

Property Details

APN / Parcel Number

Primary APN	`052B-07-064`
Alternative APNs	`P9995724` `285203`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,267 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	755 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	35 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	109 SHARP POINT CT
City	BOWLING GREEN
State	KY
Zip	42103-6032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CUMBERLAND RIDGE
Legal Lot Number	64
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	2
Census Block	2009
Census Tract	11402

Owner

109 Sharp Point Ct is owned and occupied by an individual who acquired it in July 2019.

Source: Warren County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	109 SHARP POINT CT, BOWLING GREEN, KY 42103-6032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage FARMERS BANK & TRUST
Jul 9, 2019	Intrafamily Transfer, Transfer · FHA Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2019
Deed Sale	Jul 9, 2019
Prior Sale	Aug 4, 2015 · Amount on File
Deed Document Number	20191094718
Deed Book / Page	1188 / 80
Prior Transfer Date	Jul 3, 2019
Prior Transfer Doc	0D1188/080
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	109 SHARP POINT CT, BOWLING GREEN, KY 42103-6032
Transaction Type	Mortgage
Record Updated	Jun 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SHARP POINT CT, BOWLING GREEN, KY 42103-6032

Mortgage

Document Number	0M3285/646
Date	May 24, 2022
Book Page	M3285/646
Instrument	1953049

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 10, 2032

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN KY
Recording Date	Jul 9, 2019
Property Address	109 SHARP POINT CT, BOWLING GREEN, KY 42103-6032
Document Number	0D1188/080
Book / Page	D1188 / 080
Map Reference	MB 37 PG 229&230
Instrument Date	Jul 3, 2019
Instrument	1094718
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1318 LEESON WAY, 1318, BOWLING GREEN, KY 42103-1526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SHARP POINT CT, BOWLING GREEN, KY 42103-6032

Mortgage

Document Number	0001094720
Date	Jul 9, 2019
Instrument	1094720

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,928.00 (+26.48%)	$347,600 (+28.74%)	$347,600 (+28.74%)
2023	$2,315.00	$270,000	$270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Sharp Point Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Sharp Point Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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