Highlands County property record for 109 Shark St, Sebring, FL 33876
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,076 sqft · built 2000 |
| Lot Size | 1 acres (43,642 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $377,000 (Jul 2007) |
| Tax Bill | $2,328 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C235901000100190 |
| Primary APN | C235901000100190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,076 sqft Living Area |
| Gross Area | 3,798 sqft |
| 1st Floor Area | 3,076 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 43,642 sqft (1 acres) |
| Lot Dimensions | 290 ft deep x 151 ft wide |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,536 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 632 sqft |
| Patio Area | 714 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 109 SHARK ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-9648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBURBIA SUB PB 12-PG 49 LOT 19 BLK 1 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 23 |
| Legal Subdivision | SUBURBIA |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 961202 |
109 Shark St is owner-occupied and held in a trust since July 2025.
Source: Highlands County records, as of December 10, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 109 SHARK ST, SEBRING, FL 33876-9648 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2007 · Amount on File |
| Deed Sale | Jul 31, 2007 · Amount on File |
| Prior Sale | Oct 12, 2001 · Amount on File |
| Deed Document Number | 20071466013 |
| Deed Book / Page | 2087 / 822 |
| Last Transfer Date | Jul 23, 2025 |
| Transfer Doc | 0002271312 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 109 SHARK ST, SEBRING, FL 33876-9648 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HEARTLAND TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0002002886 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 2778/1329 |
| Instrument | 2002886 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $186,770 | $372,730 Land $25,510 Building $347,220 | |
| 2024 | $2,328.00 (+2.78%) | ||
| 2023 | $2,265.00 (+1.8%) Homeowner's exemption | $176,219 (+3%) | $344,849 (+22.79%) Land $25,510 Building $319,339 |
| 2022 | $2,225.00 Homeowner's exemption | $171,086 | $280,837 Land $13,605 Building $267,232 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Shark St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Shark St is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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