109 Shady Lane Cv E, Hernando, MS 38632 Property Records

DeSoto County property record for 109 Shady Lane Cv E, Hernando, MS 38632 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,351 sqft · built 2013
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on File
Tax Bill	$2,785 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-01-16-0-00354-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-01-16-0-00354-00`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	2,351 sqft Adjusted Area
1st Floor Area	1,869 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	124 ft deep x 80 ft wide

Location & Zoning

Street Address	109 SHADY LANE CV E
City	HERNANDO
State	MS
Zip	38632-5031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER CREEK SEC K LOT 354
Legal Range	008
Legal Township	03S
Legal Section	01
Legal Subdivision	DEER CREEK
Legal Lot Number	354
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1019
Census Tract	71121

Owner

Source: DeSoto County records · APN 3-08-1-01-16-0-00354-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5863 SCOTT BLVD, HORN LAKE, MS 38637-3350
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 2023
Deed Sale	Apr 17, 2023
Prior Sale	Oct 03, 2012 · Amount on Record
Deed Book / Page	1023 / 6010
Prior Transfer Date	Nov 15, 2016
Prior Transfer Doc	000809/063
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Jun 12, 2026
Property Address	109 SHADY LANE CV E, HERNANDO, MS 38632-5031
Document Number	5663066302
Book / Page	5663 / 66302
Instrument Date	Jun 09, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	5863 SCOTT BLVD, HORN LAKE, MS 38637-3350

Mortgage

Document Number	5663066302,
Date	Jun 12, 2026
Book Page	5663/66302

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 15, 2027

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,785.00 (+14.23%)	$23,907 (+36.01%) Land $3,500 Building $20,407	$239,074 (+36.01%) Land $35,000 Building $204,074
2023	$2,438.00	$17,578	$175,779 Land $35,000 Building $140,779

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 17% of Mississippi
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.