109 Shady Bluff Ct, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 109 Shady Bluff Ct, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2013
Square Footage	2,346 sqft Living Area
Lot Size	14,374 sqft (0.33 acres)
Occupancy	Owner Occupied
Last Sale	$217,000 (2013)
Tax Bill	$2,949.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`086222-0410`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	2,346 sqft Living Area
Gross Area	2,814 sqft Gross Area
1st Floor	2,346 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,374 sqft (0.33 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	468 sqft Garage
Porch Area	392 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	109 SHADY BLUFF CT
City	SAINT AUGUSTINE
State	FL
Zip	32084-6562
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	61/1-8 BIG OAKS LOT 41 OR3701/1222 & 6160/1008(DM)
Legal Range	29E
Legal Township	07S
Legal Section	03
Legal Subdivision	BIG OAKS
Legal Block	1
Legal Lot Number	41
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	1
Census Block	1021
Census Tract	20904

Owner

Source: St. Johns County records · APN 086222-0410

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 SHADY BLUFF CT, SAINT AUGUSTINE, FL 32084-6562
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2013 · Amount on Record
Deed Sale	Mar 18, 2013 · Amount on Record
Deed Doc Number	201317953
Deed Book / Page	3701 / 1222
Record Refreshed	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	109 SHADY BLUFF CT, SAINT AUGUSTINE, FL 32084-6562
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SHADY BLUFF CT, ST AUGUSTINE, FL 32084-6562

Mortgage

Document Number	0053710269
Date	Sep 17, 2021
Book Page	5371/269
Instrument	2021102126

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 07, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,479 (+2.7%)	$389,124 (+4.77%) Land $100,000 Building $289,124
2025	$2,949.00 (+13.47%) Homeowner's exemption	$232,209 (+2.9%)	$371,406 (-9.51%) Land $100,000 Building $271,406
2024	$2,599.00 (+2.12%) Homeowner's exemption	$225,665 (+3%)	$410,458 (+1.08%) Land $100,000 Building $310,458
2023	$2,545.00 (+3.25%) Homeowner's exemption	$219,092 (+3%)	$406,067 (+8.23%) Land $100,000 Building $306,067
2022	$2,465.00 Homeowner's exemption	$212,711	$375,203 Land $71,680 Building $303,523

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.