109 Shadow Ridge Ln, Red Oak, TX 75154 Property Records

Ellis County property record for 109 Shadow Ridge Ln, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,030 sqft · built 1987
Lot Size	0.589 acres (25,657 sqft)
Owner	Individual Name on Record
Last Sale	$341,146 (Feb 2025)
Tax Bill	$2,772 (2025)
Deeds & Mortgages	Sep 2018 Loan Modification May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R154790`

Property Details

APN / Parcel Number

Primary APN	`R154790`
Alternative APNs	`00821400602400111` `154790`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,030 sqft Living Area
Gross Area	2,270 sqft
1st Floor Area	1,822 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,657 sqft (0.589 acres)
Lot Dimensions	190 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Enclosed Porch
Porch Area	84 sqft
Deck Area	336 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 SHADOW RIDGE LN
City	RED OAK
State	TX
Zip	75154-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24 6 SHADOWRIDGE #4 0.589 ACRES
Legal Subdivision	SHADOWRIDGE #4
Legal Block	6
Legal Lot Number	24
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3010
Census Tract	60207

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 SHADOW RIDGE LN, RED OAK, TX 75154-5023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Loan Modification, Mortgage WELLS FARGO BK
May 11, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2025 · Amount on Record
Deed Sale	Feb 14, 2025 · Amount on Record
Prior Sale	Dec 13, 2010 · Amount on Record
Deed Document Number	20254782
Prior Transfer Date	Mar 31, 2006
Prior Transfer Doc	0000009440
Record Updated	Sep 20, 2026

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	109 SHADOW RIDGE LN, RED OAK, TX 75154-5023
Document Number	0000029113
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SHADOW RIDGE LN RED OAK TX 751545023, RED OAK, TX 75154-5023

Mortgage

Document Number	0000029113
Date	Oct 5, 2018
Instrument	29113

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

Interest

Rate	4.25%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	109 SHADOW RIDGE LN, RED OAK, TX 75154-5023
Document Number	0000016945
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SHADOW RIDGE LN RED OAK TX 751545023, RED OAK, TX 75154-5023

Mortgage

Document Number	0000016945
Date	Jun 19, 2017
Instrument	16945

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,850 (+7.52%) Land $95,000 Building $224,850	$319,850 (+7.52%) Land $95,000 Building $224,850
2025	$2,772.00 (-7.01%) Homeowner's exemption	$297,480 (+7.21%) Land $95,000 Building $202,480	$297,480 (+7.21%) Land $95,000 Building $202,480
2024	$2,981.00
2023	$2,981.00 (-15.79%) Homeowner's exemption	$277,480 Land $75,000 Building $202,480	$277,480 Land $75,000 Building $202,480
2018	$3,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Shadow Ridge Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures