Guadalupe County property record for 109 Shadow Mountain Dr, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,821 sqft · built 2002 |
| Lot Size | 0.191 acres (8,329 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $196,000 (Jun 2024) |
| Tax Bill | $3,488 (2024) |
| Deeds & Mortgages | Jun 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G2604100100300000 |
| Primary APN | 1G2604100100300000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,821 sqft Living Area |
| Gross Area | 3,313 sqft |
| 1st Floor Area | 2,821 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,329 sqft (0.191 acres) |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 166 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 SHADOW MOUNTAIN DR |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-4259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE @ DEER CREEK #1, BLOCK 1, LOT 3 0.1912 AC |
| Legal Subdivision | RIDGE @ DEER CREEK #1 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 210712 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 SHADOW MOUNTAIN DR, CIBOLO, TX 78108-4259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2024 · Amount on Record |
| Deed Sale | Jun 4, 2024 · Amount on Record |
| Prior Sale | Mar 31, 2011 |
| Deed Document Number | 202413000 |
| Prior Transfer Date | Feb 28, 2007 |
| Prior Transfer Doc | 0000005005 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jun 4, 2024 |
| Property Address | 109 SHADOW MOUNTAIN DR, CIBOLO, TX 78108-4259 |
| Document Number | 0099013000 |
| Map Reference | VOL 6 PG 423&424 |
| Instrument Date | Jun 4, 2024 |
| Instrument | 202499013000 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 SHADOW MOUNTAIN DR, CIBOLO, TX 78108-4259 |
| Investor | Possibly a Property Investor |
| Document Number | 0099013001 |
|---|---|
| Date | Jun 4, 2024 |
| Instrument | 202499013001 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,327 (+6.05%) Land $49,537 Building $343,790 | $393,327 (+6.05%) Land $49,537 Building $343,790 | |
| 2025 | $370,885 (-12.05%) Land $47,071 Building $323,814 | $370,885 (-12.05%) Land $47,071 Building $323,814 | |
| 2024 | $3,488.00 (-0.17%) | ||
| 2023 | $3,494.00 (-32.42%) Homeowner's exemption Senior Citizen's exemption | $421,697 Land $38,247 Building $383,450 | $421,697 Land $38,247 Building $383,450 |
| 2022 | $5,170.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 4 (2001–2015) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Guadalupe Valley Electric Cooperative, VTX Communications, ZipLink Internet.
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