109 Shadow Lawn Dr, Florence, MS 39073 Property Records

Rankin County property record for 109 Shadow Lawn Dr, Florence, MS 39073

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,552 sqft · built 1969
Lot Size	1.04 acres (45,375 sqft)
Owner	2 Individual Names on File
Last Sale	$66,500 (Aug 2022)
Tax Bill	$643 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D05A000003 00010E`

Property Details

APN / Parcel Number

Primary APN	`D05A000003 00010E`
Alternative APN	`2479`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,552 sqft Adjusted Area
1st Floor Area	1,274 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,375 sqft (1.04 acres)
Deck Area	182 sqft
Patio Area	78 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2479
Street Address	109 SHADOW LAWN DR
City	FLORENCE
State	MS
Zip	39073-9285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK E CLEARY SUB PT 2 DB 240 PG 160 0050868 DB 638 PG 0564 0020592
Legal Range	01E
Legal Township	04N
Legal Section	23
Legal Subdivision	CLEARY SUB
Legal Block	E
Legal Lot Number	1
Jurisdiction	RANKIN MS
Township / Civil Division	1
Census Block Group	1
Census Block	1011
Census Tract	21001

Owner

109 Shadow Lawn Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Rankin County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 SHADOW LAWN DR, FLORENCE, MS 39073-9285
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage KEESLER FEDERAL CREDIT UNION
Feb 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Aug 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 16, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2022 · Amount on File
Deed Sale	Aug 16, 2022 · Amount on File
Prior Sale	Sep 30, 2021
Deed Book / Page	2022 / 19540
Prior Transfer Date	Apr 18, 2011
Prior Transfer Doc	2011014176
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	109 SHADOW LAWN DR, FLORENCE, MS 39073-9285
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028176
Date	Mar 30, 2026
Book Page	3026/28176

Lender

Name	KEESLER FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	109 SHADOW LAWN DR, FLORENCE, MS 39073-9285
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011499
Date	Feb 22, 2024
Book Page	3024/11499

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2044

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	109 SHADOW LAWN DR, FLORENCE, MS 39073-9285
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085214
Date	Aug 16, 2022
Book Page	3022/85214

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Aug 16, 2022
Property Address	109 SHADOW LAWN DR, FLORENCE, MS 39073-9285
Document Number	0000019540
Book / Page	2022 / 19540
Instrument Date	Aug 15, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	FORFAR DR, BELLA VISTA, AR 72715

Mortgage

Document Number	0302285214
Date	Aug 16, 2022
Instrument	3022/85214

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$9,027
2024	$643.00		$90,080 Land $8,000 Building $82,080
2023		$6,914
2021			$68,990 Land $8,000 Building $60,990
2019	$933.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Shadow Lawn Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Shadow Lawn Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARY WATER SEWER & FIRE DEPT serves 2,500 people · EPA ID MS0610022
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
C Spire Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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