109 Serenity Cir, Tupelo, MS 38804 Property Records

Lee County property record for 109 Serenity Cir, Tupelo, MS 38804

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,874 sqft · built 2006
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on Record
Last Sale$227,900 (Dec 2020)
Tax Bill$2,539 (2025)
Deeds & MortgagesApr 2023 Mortgage
Jun 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN094T-17-001-70

Property Details

APN / Parcel Number

Primary APN094T-17-001-70
Alternative APNs
  • 045289
  • 45289

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,874 sqft Heated Area
1st Floor Area1,874 sqft
2nd Floor Area132 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsbestos
Lot Area26,136 sqft (0.6 acres)
Pool Area392 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address109 SERENITY CIR
CityTUPELO
StateMS
Zip38804-7407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW1/4
Legal Range07E
Legal Township09S
Legal Section17
JurisdictionLEE MS
Township / Civil Division1
Census Block Group2
Census Block2007
Census Tract950301

Owner

Source: Lee County records, as of October 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address109 SERENITY CIR, TUPELO, MS 38804-7407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed of Trust, Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 18, 2019Deed of Trust, Mortgage · FHA Mortgage
RENASANT BANK
Dec 15, 2020Warranty Deed, Transfer · FHA Mortgage
QUICKEN LOANS LLC
Jul 16, 2018Warranty Deed, Transfer · Conventional Mortgage
BANCORPSOUTH BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2020 · Amount on Record
Deed SaleDec 15, 2020 · Amount on Record
Prior SaleDec 11, 2020 · Amount on Record
Deed Document Number202017398
Prior Transfer DateMar 29, 2012
Prior Transfer Doc2012007896
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address109 SERENITY CIR, TUPELO, MS 38804-7407
Transaction TypeMortgage
Record UpdatedAug 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 SERENITY CIR, TUPELO, MS 38804-7407
InvestorPossibly a Property Investor

Mortgage

Document Number2023004586
DateApr 26, 2023
Instrument2023004586
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term333 Months
DueJan 1, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address109 SERENITY CIR, TUPELO, MS 38804-7407
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 SERENITY CIR, TUPELO, MS 38804-7407

Mortgage

Document Number2019007389
DateJun 18, 2019
Instrument2019007389
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE MS
Recording DateDec 15, 2020
Property Address109 SERENITY CIR, TUPELO, MS 38804-7407
Document Number2020017398
Instrument DateDec 11, 2020
Instrument2020017398
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address109 SERENITY CIR, TUPELO, MS 38804-7407

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 WILLOW CREEK RD, SALTILLO, MS 38866-9303
InvestorPossibly a Property Investor

Mortgage

Document Number2020017399
DateDec 15, 2020
Instrument2020017399
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE MS
Recording DateJul 16, 2018
Property Address109 SERENITY CIR, TUPELO, MS 38804-7407
Document Number2018008622
Instrument DateJul 13, 2018
Instrument2018008622
Transaction TypeTransfer
Record UpdatedMay 4, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address109 SERENITY CIR, TUPELO, MS 38804-7407

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address109 SERENITY CIR, TUPELO, MS 38804-7407

Mortgage

Document Number2018008623
DateJul 16, 2018
Instrument2018008623
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,539.00 (+22.54%) Homeowner's exemption$23,562 (+21.98%)$235,620 (+21.98%) Land $25,000 Building $210,620
2023$2,072.00 Homeowner's exemption$19,317$193,170 Land $25,000 Building $168,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2001)
Most Recent ClaimNov 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOOREVILLE-RICHMOND W/A #1
public/private · serves 3,807 people · EPA ID MS0410007
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tombigbee Fiber
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
C Spire Wireless
Fixed Wireless
100 / 20

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