109 Senter Ave, Whitehouse, TX 75791 Property Records

Smith County property record for 109 Senter Ave, Whitehouse, TX 75791

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,573 sqft · built 1966
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$193,382 (Dec 2021)
Tax Bill	$4,599 (2026)
Deeds & Mortgages	May 2023 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R101171`

Property Details

APN / Parcel Number

Primary APN	`R101171`
Alternative APN	`1-55050-0003-00-011000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,573 sqft Heated Area
1st Floor Area	1,573 sqft
Flooring	Carpet

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	147 ft deep x 89 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R101171
Street Address	109 SENTER AVE
City	WHITEHOUSE
State	TX
Zip	75791-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENVIEW BLOCK 3 LOT 11
Legal Subdivision	GREENVIEW
Legal Block	3
Legal Lot Number	11
Jurisdiction	SMITH TX
Township / Civil Division	WHITEHOUSE
Census Block Group	4
Census Block	4007
Census Tract	2009

Owner

109 Senter Ave is owned and occupied by two individuals who bought it in December 2021.

Source: Smith County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 SENTER AVE, WHITEHOUSE, TX 75791-3613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 27, 2021	Vendor's Lien, Transfer · FHA Mortgage TEXAS STATE AFFORDABLE HSNG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2021 · Amount on File
Deed Sale	Dec 27, 2021 · Amount on File
Deed Document Number	202152388
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	109 SENTER AVE, WHITEHOUSE, TX 75791-3613
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SENTER AVE, WHITEHOUSE, TX 75791-3613

Mortgage

Document Number	0001012830
Date	May 4, 2023
Instrument	202301012830

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Jan 1, 2052

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Dec 27, 2021
Property Address	109 SENTER AVE, WHITEHOUSE, TX 75791-3613
Document Number	0001052388
Map Reference	VOL 5 PG 83
Instrument Date	Dec 20, 2021
Instrument	202101052388
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 934, BULLARD, TX 75757-0934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SENTER AVE, WHITEHOUSE, TX 75791-3613

Mortgage

Document Number	0001052389
Date	Dec 27, 2021
Instrument	202101052389

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 109 Senter Ave was $4,599, up 8.8% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Whitehouse City
Unified School District	Whitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,599.00 (+8.8%)	$224,720 (+8.81%) Land $53,755 Building $170,965	$224,720 (+8.81%) Land $53,755 Building $170,965
2025	$4,227.00 (+15.08%)	$206,531 Land $54,803 Building $151,728	$206,531 Land $54,803 Building $151,728
2024	$3,673.00 (-23.51%)
2023	$4,802.00 (+13.42%)	$241,070 Land $29,433 Building $211,637	$241,070 Land $29,433 Building $211,637
2022	$4,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Senter Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2016–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Senter Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEHOUSE serves 9,571 people · EPA ID TX2120025
Water Source	Purchased surface water from CITY OF TYLER
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Etex Telephone.

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